loans.com.au's Variable Bold Home Loan 75 is a fully featured owner occupied mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $3,000,000 (up to 75% LVR), with principal and interest repayments only, and reduce interest with an optional offset sub-account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.19% | 6.19% | Variable · owner occupied · principal and interest · LVR 75% or less | CDR | 5 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 5 Nov 2026
- URL
https://prd.pm.productdata.au/270801a2-ecee-4175-98fc-9ba0a1cd8d4d/adapter/cds-au/v1/banking/products/lca-bold- Content hash
sha256 668b132ee71813c77ca767ee8bca9c076ca10a90a39299e5442f48919094c713- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_668b132ee71813c7_283d050eShow details
- Checked
- 5 Nov 2026
- URL
https://prd.pm.productdata.au/270801a2-ecee-4175-98fc-9ba0a1cd8d4d/adapter/cds-au/v1/banking/products/lca-bold- Content hash
sha256 668b132ee71813c77ca767ee8bca9c076ca10a90a39299e5442f48919094c713- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 5 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $0.00 |
| Settlement Fee | Upfront | $0.00 |
| Discharge Administration Fee | Exit | $300.00 |
| Discharge Documentation Fee | Exit | $250.00 |
| Security Assessment Fee | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Enables access to any extra repayments made, allowing funds to be withdrawn if needed | |
| Extra repayments | Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster. | |
| Offset | An optional linked sub-account where the balance offsets the loan principal, reducing the interest charged | |
| Eligibility: min age | 18 | Applicants must be at least 18 years old to apply for this loan |
| Eligibility: residency status | Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia. | |
| Limit: other | P30Y | |
| Limit: other | P15Y | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 75% or less | 5 Nov 2026 | Current | 6.19% | 6.19% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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