Current rates
Term deposit rates
Rates come from each lender's Consumer Data Right data. Sort them however you like.
Coverage164 of 305 banks and lenders, from their Consumer Data Right data. 72 have a product that matches.
Data dateAs published on 1 Nov 2026.
OrderInterest rate, highest first (published rates). Channel prices from lender staff and brokers are never part of the order; each product page lists them separately.
Lender-reportedNone in this table.
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Bank Australia
Rate p.a.5.60%
Term1 year
Interest on $10,000$560.00
Conditions
Deposits of $500–$1,000,000
3 more from Bank Australia
Bank Australia
Rate p.a.5.60%
Term1 year
Interest on $10,000$560.00
Conditions
Deposits of $500–$3,000,000
Bank Australia
Rate p.a.5.50%
Term1 year
Interest on $10,000$550.00
Conditions
Deposits of $500–$1,000,000
Bank Australia
Rate p.a.5.50%
Term1 year
Interest on $10,000$550.00
Conditions
Deposits of $500–$3,000,000
Rate p.a.5.60%
Term1 year
Interest on $10,000$560.00
Conditions
Deposits of $10,000–$2,000,000
Rate p.a.5.60%
Term1 year
Interest on $10,000$560.00
Conditions
Deposits of $10,000–$2,000,000
2 more from Heartland
Rate p.a.5.55%
Term1 year
Interest on $10,000$555.00
Conditions
Deposits of $5,000 or more
Rate p.a.5.40%
Term1 year
Interest on $10,000$540.00
Conditions
Deposits of $5,000 or more
Qudos Bank
Rate p.a.5.60%
Term1 year
Interest on $10,000$560.00
Conditions
Deposits of $500 or more
1 more from Qudos Bank
Qudos Bank
Rate p.a.5.50%
Term1 year
Interest on $10,000$550.00
Conditions
Deposits of $500 or more
AMP Bank GO
Rate p.a.5.55%
Term1 year
Interest on $10,000$555.00
ConditionsNone published
Showing 5 of 72 lendersMore: show all 72 lenders
Other products (6)
The rate depends on conditions the lender sets out in its own words, so these aren't ranked. The product page has the details.
Rate p.a.5.30%
Term1 year
Interest on $10,000$530.00
Conditions
Deposits of $5,000 or more
Newcastle Permanent
Rate p.a.5.30%
Term1 year
Interest on $10,000$530.00
Conditions
Deposits of $1,000–$100,000,000
Newcastle Permanent
Rate p.a.5.30%
Term1 year
Interest on $10,000$530.00
Conditions
Deposits of $1,000–$100,000,000
Rate p.a.5.17%
Term1 year
Interest on $10,000$517.00
Conditions
Deposits of $5,000 or more
Rate p.a.2.25%
Term1 year
Interest on $10,000$225.00
Conditions
Deposits of $1,000 or more
Rate p.a.2.15%
Term1 year
Interest on $10,000$215.00
Conditions
Deposits of $2,000 or more
Interest is simple interest for the full term, before tax. Check eligibility and conditions with the lender before you apply. Work out interest for your amount