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Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 1.50% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · $1,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 1.45% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · $5,000 or more | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 4.90% | Fixed · 3 months · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 5.00% | Fixed · 6 months · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · 1 year · $1,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 2.15% | Fixed · 1 year · $2,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 5.17% | Fixed · 1 year · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 5.30% | Fixed · 1 year · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 4.88% | Fixed · 2 years · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 5.00% | Fixed · 2 years · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 4.50% | Fixed · 3 years · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 4.00% | Fixed · 4 years · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Fixed · 5 years · $1,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 2.20% | Fixed · 5 years · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
| 4.00% | Fixed · 5 years · $5,000 or more | Pensioners | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TD-1-1- Content hash
sha256 a295666586154f241d058439ae70db0ed8a105be0c29a8bf9a29761530d09534- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_a295666586154f24_ea9ea07dShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TD-1-1- Content hash
sha256 a295666586154f241d058439ae70db0ed8a105be0c29a8bf9a29761530d09534- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques | Event | $16.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over | Event | $0.50 |
| Interest statement - Electronic | Event | $2.50 |
| Copy of withdrawal or deposit form | Event | $15.00 |
| Recalculation of interest | Event | $30.00 |
| Research fee | Event | $30.00 |
| Retrieval of archived documents | Event | $20.00 |
| Audit Certificate | Event | $30.00 |
| Unclaimed monies/dormant account | Event | $40.00 |
| Bulk coin count | Deposit | $5.00 |
| Total cash withdrawal over $2,000 in a day | Withdrawal | 0.20% |
| Manual deposit other institution | Deposit | $10.00 |
| Trace on Financial Institution cheque | Event | $50.00 |
| Copy of Financial Institution cheque | Event | $16.00 |
| Stop payment fee (IMB cheques) | Event | $12.50 |
| Foreign cheque conversion (value less than AU$10,000) | Deposit | $25.00 |
| Foreign cheque conversion (value AU$10,000 and greater) | Deposit | $50.00 |
| Purchase of foreign currency | Withdrawal | 1.00% |
| SMS Alerts | Event | $0.25 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking and Mobile Banking App. | |
| Other | Branch | IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. |
| Other | Telephone Banking | IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone. |
| Other | Phone Banking Operator Assisted | IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm |
| Funds available after | 31 Days' notice is required to withdraw funds prior to the maturity date. | |
| Fraud protection | ||
| Eligibility: pension recipient | ||
| Limit: opening balance | 1000 | |
| Limit: min balance | 1000 | |
| Limit: other | 30 days |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · 1 year · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · 2 years · $5,000 or more | 1 Nov 2026 | Current | 5.00% |
| Fixed · 5 years · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · 5 years · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · 1 year · $2,000 or more | 1 Nov 2026 | Current | 2.15% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · 3 months · $5,000 or more | 1 Nov 2026 | Current | 4.90% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 1.50% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · 4 years · $5,000 or more | 1 Nov 2026 | Current | 4.00% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · 2 years · $5,000 or more | 1 Nov 2026 | Current | 4.88% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 1.45% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 1.25% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · 1 year · $5,000 or more | 1 Nov 2026 | Current | 5.17% |
| Fixed · 5 years · $5,000 or more | 1 Nov 2026 | Current | 4.00% |
| Fixed · 3 years · $5,000 or more | 1 Nov 2026 | Current | 4.50% |
| Fixed · $5,000 or more | 1 Nov 2026 | Current | 2.20% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · $1,000 or more | 1 Nov 2026 | Current | 2.25% |
| Fixed · 1 year · $5,000 or more | 1 Nov 2026 | Current | 5.30% |
| Fixed · 6 months · $5,000 or more | 1 Nov 2026 | Current | 5.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
terms-not-structured | Reason this product is not ranked | |
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