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Police Investor IO Variable Rate Loan

BankVic

CDR official

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.53%6.55%Variable · investment · interest only
Certain occupations
CDR1 Nov 2026
Comparison rate not published. See the lender for this rate.Variable · investment · principal and interest
Not compared in rate tables
Certain occupations
CDR1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Police_Investor_IO_Variable_IC79
Content hash
sha256 70cd129f19a8091d52d3f385c79650957abca544932252a17b694be87b6281ce
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_70cd129f19a8091d_6d075e97Show details
Checked
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Police_Investor_IO_Variable_IC79
Content hash
sha256 70cd129f19a8091d52d3f385c79650957abca544932252a17b694be87b6281ce
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
SWITCHING_LOAN_PRODUCTSUpfront$200.00
PRODUCTION_OF_TITLE_FEEUpfront$330.00
MORTGAGE_ESTABLISHMENT_FEEUpfront$600.00
MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOANUpfront$300.00
TOP-UP_FEEUpfront$200.00
REPRESENTATION_FEEEvent$99.00
SECURITY_SUBSTITUTION_FEEEvent$400.00
DISCHARGE_FEEEvent$295.00
TITLE_SEARCH_FEEEvent$25.00
FINANCIAL_INSTITUTION_CHEQUETransaction$0.00
VALUATION_FEEUpfront$300.00
VALUATION_FEE_-_NON_STANDARDCash advance$0.00

Features and eligibility

ItemValueDetails
Redraw
InsuranceNo-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
Extra repaymentsUnlimited additional repayments
Eligibility: employment statusPAYG income and be outside any probationary periods of employment
Eligibility: residency statusAustralian Citizen
Eligibility: otherBankVic Member
Eligibility: otherPolice Officer
Eligibility: min age18
Limit: min limit20000.00

Rate history

RateFromToRate p.a.Comparison
Variable · investment · interest only1 Nov 2026Current6.53%6.55%
Variable · investment · principal and interest1 Nov 2026CurrentComparison rate not published

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

Tags

TagMeaningEffect
eligibility:occupationCertain occupationsShown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged
comparison-rate-missingReason this product is not ranked

How tags and ranking work

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