Home loan rates › Easy Street
STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
Easy Street
A variable loan for owner occupiers with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.29% | 6.34% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/L22-ESSMVR-OOPI-RD- Content hash
sha256 46c3adecae48b8eb1fb858548d3af6c77ed4d1cd235c4cb2f262edf7b27bdaa5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_46c3adecae48b8eb_1c9dc410Show details
- Checked
- 1 Nov 2026
- URL
https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/L22-ESSMVR-OOPI-RD- Content hash
sha256 46c3adecae48b8eb1fb858548d3af6c77ed4d1cd235c4cb2f262edf7b27bdaa5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE | Upfront | $500.00 |
| LOAN_VARIATION_FEE | Event | $250.00 |
| SPECIAL_ATTENDANCE | Event | $300.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300.00 |
| LATE_PAYMENT | Late payment | $25.00 |
| DEFAULT_NOTICE_FEE | Transaction | $50.00 |
| FAILURE_TO_COMPLY_NOTICE | Event | $25.00 |
| RENTAL_OR_CONTRACT_PERFORMANCE_GUARANTEE | Event | $500.00 |
| PRODUCTION_OF_DEEDS | Event | $0.00 |
| SPECIAL_ATTENDANCE_FEE | Event | $0.00 |
| MORTGAGE_DEFAULT_NOTICE_FEE | Event | $0.00 |
| COPY_OF_PRINT_STATEMENT_-_FEE | Event | $1.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Extra repayments | No penalty for extra repayments | |
| Other | Split loan | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent residency only | |
| Limit: min limit | 50000.00 | |
| Limit: min lvr | 0.01 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.29% | 6.34% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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