Savings account rates › ING BANK (Australia) Ltd
Savings Maximiser
ING BANK (Australia) Ltd
CDR officialNot ranked in rate tables
High variable interest rate. And no fees or penalties on withdrawals.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.74% | Bonus · $1,000 or more | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 0.01% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://id.ob.ing.com.au/cds-au/v1/banking/products/b7bb9da4-3913-484c-8d2d-3fc99b9b4a72- Content hash
sha256 55e9f6869ea9d8717317eefe883ce15bb0f94bce14df4e10ebb7194670a904ad- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_55e9f6869ea9d871_e63bfcd0Show details
- Checked
- 1 Nov 2026
- URL
https://id.ob.ing.com.au/cds-au/v1/banking/products/b7bb9da4-3913-484c-8d2d-3fc99b9b4a72- Content hash
sha256 55e9f6869ea9d8717317eefe883ce15bb0f94bce14df4e10ebb7194670a904ad- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account fee | Periodic | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | Unlimited electronic transactions. | |
| Digital banking | ||
| Npp payid | No need for BSB and account number. Receive real time payments using your own unique ID. | |
| Npp enabled | ||
| Notifications | Transaction notification | Receive SMS notifications when your balance is above or below an amount, a withdrawal or deposit is made or when your salary is deposited. |
| Eligibility: min age | 18 | You must be aged 18 or over. |
| Eligibility: other | You must be an Australian resident for taxation purposes. | |
| Limit: max balance | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.01% |
| Bonus · $1,000 or more | 1 Nov 2026 | Current | 5.74% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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