Savings account with bonus interest if you meet the eligibility criteria.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.00% 0.01% base + 3.99% bonus | Bonus | Bonus rate, added to the base rate in months you meet the lender's conditions | CDR | 1 Nov 2026 |
| 0.01% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.anz/cds-au/v1/banking/products/e9a3b4fe-240c-388e-2282-42db8f570e63- Content hash
sha256 68b6180352035455cb2912233a789b8e1328fe2eee115fe9a0455f605e058367- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_68b6180352035455_63202050Show details
- Checked
- 1 Nov 2026
- URL
https://api.anz/cds-au/v1/banking/products/e9a3b4fe-240c-388e-2282-42db8f570e63- Content hash
sha256 68b6180352035455cb2912233a789b8e1328fe2eee115fe9a0455f605e058367- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Staff Assisted Transaction | Transaction | $2.50 |
| Electronic Transaction | Transaction | $1.00 |
| Overseas ATM Transaction Fee | Transaction | $5.00 |
| Overseas Transaction Fee | Transaction | 3.00% |
| Dishonour Fee | Dishonour | $6.00 |
| Replacement for lost or stolen bank cheque | Event | $32.50 |
| Bank Cheque Repurchase Fee | Event | $25.00 |
| Telegraphic transfer within Australia from your ANZ account to another account | Event | $28.00 |
| Bank Cheque Request at ANZ Branch | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access using ANZ Internet Banking or ANZ App | |
| Npp payid | Create a PayID® on your eligible account (PDF) using your mobile phone, email or ABN/ACN (if eligible). With PayID, it's easier to receive payments or set up a PayTo agreement by sharing your PayID instead of your BSB and account number. | |
| Npp enabled | ||
| Digital wallet | Apple Pay | |
| Digital wallet | Google Pay | |
| Digital wallet | Samsung Pay | |
| Digital wallet | Fitbit Pay | |
| Digital wallet | Garmin Pay | |
| Bill payment | BPAY | |
| Free txns | 1 | Unlimited ANZ Internet banking transactions plus one ANZ transaction per month |
| Fraud protection | ||
| Other | You can qualify for bonus interest when you make at least a single deposit of $10 or more in a month and if no withdrawals, transfers, fees or charges are processed to the account in that month. Bonus interest is subject to eligibility. Refer to ANZ Saving & Transaction Products T&Cs for further details including what’s included in your balance, how interest is calculated and how we work out if you earn and qualify for bonus interest. Interest rates are variable and subject to change. | |
| Other | Unlimited internet banking transactions | |
| Other | Set and track your savings goal Whether you're saving for something big or small, you can set a goal in the ANZ APP to help you save, and see how you're tracking. Set a savings goal today. | |
| Card access | ANZ Visa Debit card | |
| Bill payment | PayTo | |
| Eligibility: min age | 12 | You must be 12 years of age or older to apply |
| Eligibility: residency status | You must be an Australian resident with an Australian residential and mailing address. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.01% |
| Bonus | 1 Nov 2026 | Current | 3.99% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-additive | Bonus adds to the base rate | Base and bonus shown separately |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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