An account that lets you save and top-up your balance, with flexibility to access your funds by providing notice.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | Business customers | CDR | 1 Nov 2026 |
| 0.00% | Variable | Business customers | CDR | 1 Nov 2026 |
| 2.35% | Variable | Business customers | CDR | 1 Nov 2026 |
| 2.35% | Variable | Business customers | CDR | 1 Nov 2026 |
| 3.50% | Variable | Business customers | CDR | 1 Nov 2026 |
| 4.25% | Variable | Business customers | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/bfb76d44264b45b7b8edd61dca13aa94- Content hash
sha256 f69bbfa2bb2a373993f365a94a8f12c2e7585e345d9a227aa245085416d65a08- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f69bbfa2bb2a3739_0245d16bShow details
- Checked
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/bfb76d44264b45b7b8edd61dca13aa94- Content hash
sha256 f69bbfa2bb2a373993f365a94a8f12c2e7585e345d9a227aa245085416d65a08- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Transaction Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Variable interest rates. | |
| Digital banking | Manage online at any time. View, track and manage your account on CommBiz, Netbank and the CommBank App. | |
| Other | Choose from a range of notice periods. Our notice periods range from 2 to 370 days so you can tailor your returns based on your business needs. | |
| Funds available after | P90D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Funds available after | P185D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Funds available after | P7D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Funds available after | P60D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Funds available after | P35D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Funds available after | P370D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Funds available after | P2D | You need to notify us to access the money in your Capital Growth Account. Once you've submitted a notice request online for some or all of your funds, you'll have to wait for the duration of your notice period before your money is available. |
| Eligibility: business | ||
| Eligibility: other | For notice periods of 35 days and above, you will need to have a Relationship Manager to apply. 2 and 7 day notice period accounts are not available for Financial Institutions. 35, 60 and 90 days' notice periods are only available for Financial Institutions at the Bank's discretion. | |
| Eligibility: other | in the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable | |
| Eligibility: other | in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis. | |
| Limit: opening balance | 500000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 2.35% |
| Variable | 1 Nov 2026 | Current | 2.35% |
| Variable | 1 Nov 2026 | Current | 0.00% |
| Variable | 1 Nov 2026 | Current | 3.50% |
| Variable | 1 Nov 2026 | Current | 0.00% |
| Variable | 1 Nov 2026 | Current | 4.25% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
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