Home loan rates › Mortgage House

Fix & Save - 3 Years Fixed - Owner Occupied

Mortgage House

CDR officialNot ranked in rate tables

Three-year fixed-rate owner-occupied home loan with principal and interest repayments.

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.79%7.26%Fixed · owner occupied · principal and interest
Not compared in rate tables
CDR1 Nov 2026
Report an error

Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.

Leave out names, emails and phone numbers.

Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://mortgagehouse.com.au/cds-au/v1/banking/products/77113
Content hash
sha256 cbd4d58bc0cab0f539f1bb8beacea8838326b1e8f26fd736c40855efb50dafcf
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_cbd4d58bc0cab0f5_3e5baf91Show details
Checked
1 Nov 2026
URL
https://mortgagehouse.com.au/cds-au/v1/banking/products/77113
Content hash
sha256 cbd4d58bc0cab0f539f1bb8beacea8838326b1e8f26fd736c40855efb50dafcf
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Monthly FeePeriodic$0.00
Annual Facility FeePeriodic$395.00
Application FeeUpfront$600.00
Settlement FeeUpfront$499.00
Discharge FeeExit$500.00

Features and eligibility

ItemValueDetails
Digital bankingInternet access is available to view and administer the home loan.
Bill paymentBPAY inbound and outbound payment capability may be available where supported.
OtherDirect debit repayments are available. Customer specifies repayment frequency, amount and nominated account.
OtherLoan switching capability may allow a variable interest rate to be switched to a fixed interest rate, subject to terms and conditions.
OtherLoan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes.
OtherLoan portability may allow the home loan to be transferred from one property to another without refinancing, subject to approval.
Eligibility: min age18
Eligibility: residency statusAustralian or New Zealand Citizen or permanent resident residing in Australia.
Eligibility: otherFull documentation loan. Full documentation is required or available for this product.
Eligibility: otherPurchase permitted where product credit policy criteria are met.
Eligibility: otherRefinance permitted where product credit policy criteria are met.
Eligibility: otherDebt consolidation permitted where product credit policy criteria are met.
Eligibility: otherEquity release permitted where product credit policy criteria are met.
Limit: max lvr95
Limit: min limit150000.00
Limit: max limit2000000.00
Limit: other30 years

Rate history

RateFromToRate p.a.Comparison
Fixed · owner occupied · principal and interest1 Nov 2026Current6.79%7.26%

Tags

TagMeaningEffect
fixed-term-not-structuredReason this product is not ranked

How tags and ranking work

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.