Home loan rates › Arab Bank Australia Limited
Essentials Home Loan Special Offer
Arab Bank Australia Limited
A lifetime discount on our competitive interest rate home loan product, the Essentials Home Loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.64% | 9.69% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/ESS02- Content hash
sha256 b1ae4994ef9bb4f7b7e48171531515e4310d5b45143659916725bfaeaf09bb90- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b1ae4994ef9bb4f7_a80777a6Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/ESS02- Content hash
sha256 b1ae4994ef9bb4f7b7e48171531515e4310d5b45143659916725bfaeaf09bb90- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $600.00 |
| Redraw Fee (Over the Counter) | Transaction | $55.00 |
| Transfer Fee | Event | $300.00 |
| Search Fee | Transaction | $70.00 |
| Deed Production Fee | Event | $60.00 |
| Arrears Letter Fee | Event | $35.00 |
| Direct Debit Dishonour Fee | Event | $35.00 |
| Redraw Fee (Online) | Transaction | $10.00 |
| Progress Payment Fee | Event | $100.00 |
| Tenanted Security Report Fee | Event | $100.00 |
| Additional Security Consent Fee | Event | $150.00 |
| Discharge of Security Fee | Exit | $250.00 |
| Title Change Fee | Event | $100.00 |
| Rollover Fee | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Principal & Interest. | |
| Digital banking | ||
| Extra repayments | ||
| Other | The Essentials Low Rate Home Loan Offer of 6.50% represents a discount of 3.14% off our Essentials Home Loan standard variable rate. of 9.64%. The discount of 3.14% is available for the life of the loan. | |
| Other | Loan Purpose: Owner Occupied. | |
| Other | Up to 60% LVR, without Lender's Mortgage Insurance. | |
| Redraw | ||
| Offset | ||
| Eligibility: other | This offer is for new customers to the Bank and for customers of the Bank purchasing a new owner occupier property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank's discretion. Rates are subject to change without notice. | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.64% | 9.69% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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