Savings account rates › CommBank
Business Transaction Account
CommBank
CDR officialNot listed in rate tables
An everyday business bank account that you can open online, which provides unlimited electronic transactions and 5 assisted transactions on a monthly basis for customers on the $10 monthly account fee pricing option. Fees and charges will apply if you exceed this amount. Customers with the $0 monthly account fee pricing option will not have included assisted transactions - each assisted transaction will be chargeable. Please note Access, CommBiz and NetBank Service Fees may apply and are excluded from the unlimited electronic transactions.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/f70238d4ee324ad99af6ee0f01f7cdde- Content hash
sha256 82e9ef6b828aaf60ce404f3865d1d96bb22d34f79b51daaea6b1892453f5d834- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_82e9ef6b828aaf60_96cf4136Show details
- Checked
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/f70238d4ee324ad99af6ee0f01f7cdde- Content hash
sha256 82e9ef6b828aaf60ce404f3865d1d96bb22d34f79b51daaea6b1892453f5d834- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Coin handling fee | Transaction | 1.00% |
| Dishonour fee | Dishonour | $5.00 |
| Note handling fee | Transaction | 0.25% |
| Overdraw Fee | Event | $15.00 |
| Pricing Option 1 - $10 Monthly account fee | Periodic | $10.00 |
| Access fee - Overseas transactions | Withdrawal | 3.50% |
| Access fee - Overseas transactions | Purchase | 3.50% |
| Access fee - Overseas transactions | Purchase | 3.50% |
| Withdrawals or transfers made via telephone banking with operator assistance | Transaction | $5.00 |
| Pricing Option 2 - $0 Monthly account fee | Periodic | $0.00 |
| CommBank ATMs outside Australia | Withdrawal | $2.00 |
| Assisted transactions | Withdrawal | $5.00 |
| Cheques transactions | Transaction | $5.00 |
| Assisted transactions | Transaction | $5.00 |
| Assisted deposits | Deposit | $5.00 |
| Quick Deposits | Deposit | $10.00 |
| Cheque transactions | Deposit | $5.00 |
| Paper Statement Fee | Event | $5.00 |
| Electronic transactions | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Business Visa Debit Card | Access your own business funds to pay bills and suppliers online, over the phone or in person. |
| Npp payid | Rather than wait hours or days for payments from another bank to clear, receive money almost instantly, so you know exactly where your business stands financially. | |
| Free txns | Assisted Transactions | Customers with the $10 Monthly Account Fee option will receive 5 Quick Deposit, Cheque and Assisted transactions each calendar month. The $0 Monthly Account Fee option does not include any assisted transactions - each assisted transaction will be chargeable. At the end of each month, the Bank will rank these transactions in the following order: 1. Quick Deposits - cash and cheque deposits 2. Cheque transactions 3. Assisted transactions. |
| Other | Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software. | |
| Bill payment | BPAY View | See, track and easily pay your bills online in NetBank or on the go in the CommBank app. |
| Loyalty program | CommBank Yello for Business | CommBank Yello for Business provides benefits for eligible CommBank customers, subject to terms and conditions. |
| Other | Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers. | |
| Digital banking | Regardless of your business structure and needs, we have an online banking solution that will suit you. | |
| Other | Your free business insights tool available in CommBiz and NetBank. | |
| Notifications | Billing notifications | We'll tell you when your online bill payment is due. |
| Notifications | Smart Alerts | Set alerts in the CommBank app or NetBank and we'll instantly tell you if your account balance is low, high or if you've just been paid. |
| Npp enabled | Pay and receive payments in realtime. | |
| Overdraft | You may apply to establish an overdraft limit on an eligible account. Applications are subject to our normal credit approval. | |
| Other | If you have a Business Transaction Account or a Society Cheque Account and you do not want us to honour payments which will cause that account to become informally overdrawn, you can request that we disable this overdraw feature on your account. | |
| Other | Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM. | |
| Other | Customers have the ability to switch between the available fee options at any time. The $10 Monthly Account Fee option includes 5 assisted transactions, and the $0 Monthly Account Fee option does not include any assisted transactions. Monthly Account Fees are calculated at the end of each month and charged to your account on the first day of the following month. Monthly Account Fee payable for partial months is calculated pro-rata on a daily basis. | |
| Unlimited txns | CommBank ATM withdrawals in Australia; Customers with the $10 monthly account fee pricing option will receive up to 5 cheques, staff assisted or quick deposit transactions. Fees and charges will apply if you exceed this amount. Customers with the $0 monthly account fee pricing option will not have included assisted transactions - each assisted transaction will be chargeable. Please note Access, CommBiz and NetBank Service Fees may apply. Additional fees apply for: international transactions, travellers cheques, foreign currency and sending money overseas; special banking services, such as bank cheques and special clearance of cheques. | |
| Eligibility: business | ||
| Eligibility: other | To hold this product, customers will need to satisfy the following eligibility criteria: in the case of domestic businesses (e.g. a sole trader, partnership, company, trust etc.) have an ABN or ACN where relevant; or in the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign businesses will be subject to review and exception |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.