A flexible everyday account for teenagers aged 13-17 years that s easily managed with no transaction fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.25% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S18_S180001- Content hash
sha256 3f590d31f4a4d496301265c4c448516989c276d967cf7972c9dcb9891cb515a7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3f590d31f4a4d496_3bcb371bShow details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S18_S180001- Content hash
sha256 3f590d31f4a4d496301265c4c448516989c276d967cf7972c9dcb9891cb515a7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BULK_COIN_COUNTAGE | Deposit | 2.00% |
| DIRECT_DEBIT_DISHONOUR | Event | $9.00 |
| FOREIGN_CASH_WITHDRAWAL_FROM_VISA_DEBIT_CARD | Withdrawal | $3.00 |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11.00 |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20.00 |
| STATEMENT_COPY | Event | $2.50 |
| TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY | Withdrawal | 0.25% |
| VISA_CARD_INTERNATIONAL_TRANSACTION_FEE | Transaction | 3.00% |
| VISA_CARD_REPLACEMENT | Event | $9.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit | |
| Unlimited txns | Free unlimited every day transactions | |
| Digital banking | Internet Banking and Mobile Banking App. | |
| Digital wallet | Apple Pay, Samsung Pay and Google Pay | |
| Npp payid | Create a PayID through Horizon Banks Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details. | |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds | |
| Bill payment | BPAY | BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Eligibility: min age | 13 | |
| Eligibility: max age | 18 | |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 4.25% |
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