Home loan rates › Bank of Sydney
Expect More Home Loan Investment
Bank of Sydney
Our comprehensive investment home loan package, designed for those who expect more from a home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.09% | 7.01% | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.29% | 7.26% | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 8.34% | 7.39% | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.09% | 7.23% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 7.53% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.84% | 6.98% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/emhl_inv- Content hash
sha256 79f91265a5c713c18db7c3c48d8d3e7a128486addf4854bf573ce069f0013170- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_79f91265a5c713c1_fdf7cfecShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/emhl_inv- Content hash
sha256 79f91265a5c713c18db7c3c48d8d3e7a128486addf4854bf573ce069f0013170- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Variation Fee | Event | $300.00 |
| Settlement Fee | Upfront | $200.00 |
| Package Fee | Periodic | $125.00 |
| Discharge of Mortgage Fee | Event | $400.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Redraw facility is available | |
| Extra repayments | Unlimited additional repayments | Applicable only for Variable Rate |
| Offset | 100% offset account available | |
| Digital banking | ||
| Other | Construction Loans | Available for Construction purposes |
| Eligibility: residency status | Australian Permanent Resident or Citizen. Residential address must be in Australia. | |
| Eligibility: other | Lending Criteria applies | |
| Eligibility: min age | 18 | |
| Eligibility: other | Available to Companies in their own capacity or as Trustees for a Trust | |
| Eligibility: natural person | ||
| Limit: min limit | 100000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.84% | 6.98% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 7.09% | 7.01% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.09% | 7.23% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.39% | 7.53% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 8.34% | 7.39% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 7.29% | 7.26% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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