Home loan rates › Maitland Mutual Limited
Budget Home Loan
Maitland Mutual Limited
A low cost home loan with a competitive variable interest rate.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.94% | 6.94% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 6.94% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.73% | 7.73% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.04% | 6.04% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.04% | 6.04% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.33% | 7.33% | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Budget_Home_Loan- Content hash
sha256 ba3e4bbc3f9e284ada792813f620cc5171ff2fd38b0937698aacaeee1c87a211- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ba3e4bbc3f9e284a_280eef66Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Budget_Home_Loan- Content hash
sha256 ba3e4bbc3f9e284ada792813f620cc5171ff2fd38b0937698aacaeee1c87a211- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_ISSUING_FEE | Event | $2.50 |
| CONSENT_FEE | Event | $200.00 |
| DEFAULT_ADMINISTRATION_FEE | Event | $50.00 |
| DISCHARGE_ADMINISTRATION_FEE | Event | $200.00 |
| DISHONOUR_FEE | Event | $9.00 |
| DUPLICATE_FEE | Event | $20.00 |
| DUPLICATE_STATEMENT_FEE | Event | $7.00 |
| PHOTOCOPYING_FEE | Event | $0.50 |
| PRODUCTION_FEE | Event | $200.00 |
| RENEGOTIATION_FEE | Event | $300.00 |
| SECURITY_SUBSTITUTION_FEE | Event | $300.00 |
| SETTLEMENT_FEE | Event | $150.00 |
| VALUATION_FEE_CONSUMER_LOANS | Cash advance | Set in your letter of offer |
| AGENTS_COSTS | Cash advance | Set in your letter of offer |
| INFORMATION_FEE | Cash advance | $20.00 |
| SWITCHING_FEE | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Redraw | Minimum redraw $500.00, online or staff assisted | |
| Other | Loan terms of up to 30 years | |
| Extra repayments | Extra repayments permitted without penalty | |
| Eligibility: residency status | Australian citizen or a permanent resident of Australia or otherwise approved | |
| Eligibility: min age | 18 | |
| Eligibility: other | Secrued by approved residential or rural lifestyle property | |
| Limit: min limit | 100000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.94% | 6.94% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.33% | 7.33% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.94% | 6.94% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.73% | 7.73% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.04% | 6.04% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.04% | 6.04% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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