This account helps you avoid exception fees such as Overdrawn Service fee and Dishonour fees. Your funds are at call and earn daily interest. You can set up bill payments and direct entries and use internet and phone banking on this account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$499 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $500–$20,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $20,001–$50,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $50,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/0bbfd4d4-c301-46ce-8248-d5ad19055ef1- Content hash
sha256 40df259635929e90663cccef1d58a3909c8a724a1819df4c7a986add2f19d21a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_40df259635929e90_7eb9696eShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/0bbfd4d4-c301-46ce-8248-d5ad19055ef1- Content hash
sha256 40df259635929e90663cccef1d58a3909c8a724a1819df4c7a986add2f19d21a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Document Retrieval Fee | Event | $0.00 |
| Coin Handling Fee | Event | $12.00 |
| Third Party Costs | Event | $0.00 |
| Replacement Card Fee | Event | $10.00 |
| Visa Overseas Emergency Fee | Event | $175.00 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Counter Cash withdrawal $25,000 and over | Withdrawal | $50.00 |
| Bank@Post Cash Withdrawal fee | Periodic | $2.00 |
| Visa International Fees | Transaction | 3.00% |
| Dormant Accounts fee | Event | $10.00 |
| Additional Statement Fee | Event | $5.00 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| Counter Cash withdrawal fee up to $24,999 | Withdrawal | $2.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Direct Debits. Set up Direct Debits from this account | |
| Npp enabled | NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Bill payment | BPAY | BPAY - for your bill payments with access to the BPAY system* |
| Digital wallet | Samsung Pay | Pay with your Border Bank Visa Debit Cards using Samsung Pay |
| Other | Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission. | |
| Card access | Visa Debit | A Border Bank Easy Access Account offers all the features you could ask from an everyday access facility |
| Other | ATM withdrawals. Up to $1,000 | |
| Digital wallet | Apple Pay | Pay with your Border Bank Visa Debit Cards using Apple Pay |
| Other | Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Digital wallet | Google Pay | Pay with your Border Bank Visa Debit Cards using Google Pay |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Digital banking | Phone Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free. | |
| Digital banking | Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free. | |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Other | Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction | |
| Free txns | 10 | In addition 4 other Financial Institution ATM withdrawal fees are rebated, max $8 a month if on Reduced Fees program. 10 free RediATM transactions if on Reduced Fees program |
| Other | Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Other | Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Free txns | 4 | All Members receive 4 RediATM transactions and are therefore charged 1.37 per transaction. 4 without Reduced Fees Program |
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Npp enabled | Yes | |
| Interest free | P55D | |
| Other | ATM withdrawals. up to $1000 | |
| Other | Periodical Payments. Can set up Periodical Payments | |
| Other | Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission. | |
| Card access | Credit Card | Can be used at over 29 million Visa outlets in over 250 countries around the world |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Other | Confirmation Of Payee | |
| Eligibility: residency status | Australian Citizens | |
| Eligibility: natural person | Individual | |
| Eligibility: residency status | Australian Residents |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $20,001–$50,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $500–$20,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $0–$499 | 1 Nov 2026 | Current | 0.00% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.01% |
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