Savings account rates › Macquarie Bank Limited
Macquarie Cash Management Account
Macquarie Bank Limited
CDR official
The Macquarie Cash Management Account is the centre of your wealth ecosystem and benefit from transparency, detailed reporting and zero account keeping fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.00% | Variable | CDR | 1 Nov 2026 | |
| 3.00% | Variable | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.macquariebank.io/cds-au/v1/banking/products/CM001MBLCMA001- Content hash
sha256 eba56187396f8e0e9ea4864b0a3c08f95f51542a964e230c72cccd1190b5ee41- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_eba56187396f8e0e_622a1d29Show details
- Checked
- 1 Nov 2026
- URL
https://api.macquariebank.io/cds-au/v1/banking/products/CM001MBLCMA001- Content hash
sha256 eba56187396f8e0e9ea4864b0a3c08f95f51542a964e230c72cccd1190b5ee41- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Audit letter | Event | $0.00 |
| Transaction Investigation | Event | $0.00 |
| Real Time Gross Settlement (RTGS) | Transaction | $0.00 |
| Monthly account fee | Periodic | $0.00 |
| Online payments | Transaction | $0.00 |
| Dishonoured payments (including cheques) | Event | $0.00 |
| Statements | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Macquarie CMA puts 10 years of statements at your fingertips | |
| Unlimited txns | No account-keeping fees or management fees. | |
| Digital banking | Mobile and Online Banking | |
| Other | The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee). | |
| Other | Deposits and withdrawals available through funds transfers. | |
| Bill payment | ||
| Npp enabled | NPP Payments | |
| Relationship management | You can appoint another person, financial services professional or company to have access to and operate your account. | |
| Other | Daily funds transfer limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply. | |
| Other | Daily Adviser initiated payments limit of $500,000 | |
| Other | Flexibility and control for you and your adviser, including capability for advisers to make payments on your behalf. | |
| Other | Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise. Give your accountant viewing access to your Cash Account so they can download your current and historical transaction reports themselves. | |
| Other | The perfect companion for your self managed super fund (SMSF).The Cash Account is an ideal cashflow management system for your SMSF, providing the flexibility and control to help you manage your fund’s transactions. All fund transactions appear on one consolidated statement, simplifying super fund accounting, tax returns, end of year auditing and long-term record keeping with the ability to download current and up to 10 years’ worth of historical statements online and access personalised audit reports online. | |
| Eligibility: residency status | Permanent Australian residential address required. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Must have Australian mobile number | |
| Eligibility: other | Must have an email address |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 3.00% |
| Variable | 1 Nov 2026 | Current | 3.00% |
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