Home loan rates › Police Credit Union Ltd
Low Rate Home Loan Special Offer - Owner Occupied
Police Credit Union Ltd
Low Rate Home Loan Special Offer - Owner Occupied
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.14% | 6.18% | Variable · owner occupied · principal and interest · LVR 0%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/OO_LRHL_SPEC_OFF_MAX_80_LVR- Content hash
sha256 2ffab866db32adc55dd4c8a6876019e7cfc4fce8db48f3c7377443b7b872ca2f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2ffab866db32adc5_ee697116Show details
- Checked
- 1 Nov 2026
- URL
https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/OO_LRHL_SPEC_OFF_MAX_80_LVR- Content hash
sha256 2ffab866db32adc55dd4c8a6876019e7cfc4fce8db48f3c7377443b7b872ca2f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_PROPERTY_CREDIT_PACKAGE_FEE | Upfront | $420.00 |
| APPLICATION_FEE_SPLIT_LOAN | Upfront | $50.00 |
| APPLICATION_FEE_FURTHER_ADVANCE | Upfront | $275.00 |
| BANK_CHEQUE_FEE | Payment | $12.00 |
| CONVEYANCER'S_/_SOLICITOR'S_FEE | Cash advance | $141.64 |
| REGISTRATION_FEE | Cash advance | $198.00 |
| REGISTRATION_FEE_(NT) | Cash advance | $176.00 |
| TITLE_SEARCH_(SA) | Cash advance | $35.50 |
| TITLE_SEARCH_(NT) | Cash advance | $55.78 |
| DOCUMENT_SEARCH | Cash advance | $11.50 |
| VALUATION_FEE | Cash advance | $205.00 |
| VALUATION_FEE_(NT) | Cash advance | $205.00 |
| ACCOUNT_SWEEP_FEE | Transaction | $5.00 |
| CAPITAL_VALUE_SEARCH | Cash advance | $0.00 |
| DEED_OF_PRIORITY_FEE | Event | $110.00 |
| DEFAULT_FEE | Event | $15.00 |
| DEMAND_FEE | Event | $50.00 |
| DISHONOUR_FEE | Event | $15.00 |
| DOCUMENT_HANDLING_FEE | Event | $55.00 |
| PROGRESSIVE_DRAWDOWN_FEE | Event | $500.00 |
| QUICK_DEBIT_DISHONOUR_FEE | Event | $15.00 |
| REPAYMENT_VARIATION_FEE | Event | $30.00 |
| VARIATION_OF_SECURITY_FEE | Event | $150.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Npp enabled | ||
| Npp payid | ||
| Redraw | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: residency status | ||
| Eligibility: min age | 18 | |
| Limit: min balance | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 0%–80% | 1 Nov 2026 | Current | 6.14% | 6.18% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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