Savings account rates › Westpac
Westpac Notice Saver 31, 60 & 90 days
Westpac
Surplus cash flow solution designed at variable interest rate with the choice of notice period.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 0.00% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 0.00% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 2.85% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 3.25% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 3.50% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 5.00% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 5.05% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
| 5.15% | Variable | Notice needed before you withdraw | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/WestpacNoticeSaver- Content hash
sha256 41af24d0c4264cef9a2780a81bff6da378e889c0b38885ee1010e3dc5fe9452b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_41af24d0c4264cef_f5200b5cShow details
- Checked
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/WestpacNoticeSaver- Content hash
sha256 41af24d0c4264cef9a2780a81bff6da378e889c0b38885ee1010e3dc5fe9452b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Homepedia notes
Figures, filters and rankings on this page follow the lender's Consumer Data Right data. Where that data contradicts itself, or another source says something different, we note it here and leave the figures as published.
The CDR data lists 9 rates for this product, from 0.00% to 5.15%, and nothing in the data says which one applies when. Rate tables use the highest. Check with the lender which rate you would get.
Found in the CDR data itself · 1 Nov 2026
A rate condition in the CDR data is a minimum number of deposits (MIN_DEPOSITS) with the value 500000.00. That reads like a dollar amount entered in a count field, so it isn't used as a filter.
Found in the CDR data itself · 1 Nov 2026
The lender's own text in its CDR data says a minimum balance or opening deposit of $500,000 applies. The structured rate data doesn't carry that minimum, so rate tables show these rates for smaller balances too.
Found in the CDR data itself · 1 Nov 2026
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Self-Service (Electronic) Withdrawals | Withdrawal | $0.00 |
| Self-Service (Electronic) Deposits | Deposit | $0.00 |
| Staff-Assisted Withdrawal | Withdrawal | $5.00 |
| Staff-Assisted Deposit | Deposit | $2.50 |
| Periodical Payments | Payment | $0.00 |
| Telephone Banking | Event | $0.00 |
| Online Banking | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Can add funds to the account at any time, whilst having the option to withdraw some or all of the funds after waiting a predetermined notice period. | |
| Other | No account-keeping fees | |
| Other | Fee-free linked account transfer: Transfer funds to and from your Westpac transaction account via Online Banking. | |
| Other | Earn variable interest at the applicable portion of the funds | |
| Other | Minimum opening balance of $500,000 to be deposited within the first 30 days for 31, 60 or 90 day notice period | |
| Other | Only available to a Westpac Commercial Bank or Private Bank customer with a relationship manager or private banker | |
| Digital banking | ||
| Relationship management | RELATIONSHIP_MANAGEMENT is available for eligible customers. | |
| Other | Interest is paid on a monthly basis. | |
| Other | You have choice of 3 or 6 monthly statements. | |
| Other | Unlimited free self-service enquiries. | |
| Fraud protection | The product includes FRAUD_PROTECTION features. | |
| Fraud protection | Westpac Protect Online Banking Security Guarantee. If your Westpac account is compromised due to Online Banking fraud, we guarantee to repay any missing funds, provided you comply with our Online Banking Terms and Conditions. | |
| Other | Account enquiries are always free when you use Online Banking. | |
| Funds available after | P31D | Funds deposited into Notice Saver are not immediately available for withdrawal and remain on hold until a Notice of Withdrawal has been lodged and the applicable 31 day notice period has expired |
| Funds available after | P60D | Funds deposited into Notice Saver are not immediately available for withdrawal and remain on hold until a Notice of Withdrawal has been lodged and the applicable 60 day notice period has expired |
| Funds available after | P90D | Funds deposited into Notice Saver are not immediately available for withdrawal and remain on hold until a Notice of Withdrawal has been lodged and the applicable 90 day notice period has expired. |
| Eligibility: min age | 18 | Applicant plus all signatories |
| Eligibility: residency status | Operating in Australia with an Australian address | |
| Eligibility: other | Eligible entities include individuals, sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations | |
| Eligibility: other | Needs an eligible Westpac business transaction account to link to. | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
| Variable | 1 Nov 2026 | Current | 3.25% |
| Variable | 1 Nov 2026 | Current | 5.15% |
| Variable | 1 Nov 2026 | Current | 2.85% |
| Variable | 1 Nov 2026 | Current | 0.00% |
| Variable | 1 Nov 2026 | Current | 3.50% |
| Variable | 1 Nov 2026 | Current | 5.05% |
| Variable | 1 Nov 2026 | Current | 5.00% |
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
access:notice-to-withdraw | Notice to withdraw | Shown in the row |
Registered channels
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