Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.10% | Fixed · 3 months · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 4.30% | Fixed · 3 months · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 4.75% | Fixed · 6 months · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 4.95% | Fixed · 6 months · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 5.00% | Fixed · 1 year · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 5.20% | Fixed · 1 year · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 2 years · $5,000–$250,000 | CDR | 1 Nov 2026 | |
| 5.10% | Fixed · 2 years · $5,000–$250,000 | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/4ecba156-6b32-420b-8946-3f32b7a0504f- Content hash
sha256 1ef3060f9de60e88e16df70283e3f672d1cf85d0c35dde6557b20071954464b0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1ef3060f9de60e88_4d8dee74Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/4ecba156-6b32-420b-8946-3f32b7a0504f- Content hash
sha256 1ef3060f9de60e88e16df70283e3f672d1cf85d0c35dde6557b20071954464b0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Redemption Penalty | Withdrawal | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia | |
| Eligibility: other | Available to individuals, companies and trust for personal or business use. | |
| Eligibility: other | Is currently, or wishes to become, a shareholding member of The Capricornian Ltd. | |
| Limit: max balance | 250000.00 | |
| Limit: min balance | 5000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 2 years · $5,000–$250,000 | 1 Nov 2026 | Current | 5.10% |
| Fixed · 2 years · $5,000–$250,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 3 months · $5,000–$250,000 | 1 Nov 2026 | Current | 4.30% |
| Fixed · 6 months · $5,000–$250,000 | 1 Nov 2026 | Current | 4.75% |
| Fixed · 1 year · $5,000–$250,000 | 1 Nov 2026 | Current | 5.20% |
| Fixed · 6 months · $5,000–$250,000 | 1 Nov 2026 | Current | 4.95% |
| Fixed · 1 year · $5,000–$250,000 | 1 Nov 2026 | Current | 5.00% |
| Fixed · 3 months · $5,000–$250,000 | 1 Nov 2026 | Current | 4.10% |
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