MyHome is a Tasmanian Government initiative aimed at assisting eligible home buyers to build or purchase a home to live in. Under MyHome, an eligible home buyer?s home will be jointly purchased with?H
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.19% | 7.33% | Fixed · 1 year · owner occupied · interest only · LVR 0%–80% | CDR | 1 Nov 2026 | |
| 7.19% | 7.34% | Fixed · 2 years · owner occupied · interest only · LVR 0%–80% | CDR | 1 Nov 2026 | |
| 7.24% | 7.36% | Fixed · 3 years · owner occupied · interest only · LVR 0%–80% | CDR | 1 Nov 2026 | |
| 7.34% | 7.41% | Fixed · 4 years · owner occupied · interest only · LVR 0%–80% | CDR | 1 Nov 2026 | |
| 7.54% | 7.52% | Fixed · 5 years · owner occupied · interest only · LVR 0%–80% | CDR | 1 Nov 2026 | |
| 7.11% | 7.32% | Variable · owner occupied · interest only · LVR 0%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/FlexiChoiceVariableFixed- Content hash
sha256 2ceb556117dde6ac541ce1b01bf4dcfe1c5b10deb2f9bf81bd7930ed159b5054- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2ceb556117dde6ac_9d7eed34Show details
- Checked
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/FlexiChoiceVariableFixed- Content hash
sha256 2ceb556117dde6ac541ce1b01bf4dcfe1c5b10deb2f9bf81bd7930ed159b5054- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| SETTLEMENT_FEE | Upfront | $350.00 |
| TITLE_SEARCH_FEE | Upfront | Set in your letter of offer |
| FURTHER_APPLICATION_FEE | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE | Event | $300.00 |
| VARIATION_FEE | Event | $300.00 |
| ARREARS_FEE | Event | $40.00 |
| INSURANCE_COLLECTION_FEE | Event | $40.00 |
| EVIDENCE_RETRIEVAL_FEE | Event | $20.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE | Event | $12.00 |
| DUPLICATE_STATEMENT_FEE | Event | $5.00 |
| DISCHARGE_FEE | Event | $395.00 |
| PROGRESS_INSPECTION_FEES | Upfront per plan | Set in your letter of offer |
| SECURITY_REVIEW_FEE | Upfront | $275.00 |
| LOAN_DOCUMENTATION_COSTS | Upfront | $325.00 |
| RATE_LOCK_FEE | Event | $500.00 |
| BREAK_COST_FEE | Exit | Set in your letter of offer |
| MONTHLY_SERVICE_FEE | Periodic | $10.00 |
| MYHOME_LOAN_APPLICATION_FEE | Upfront | $500.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | ||
| Npp enabled | ||
| Redraw | ||
| Digital banking | ||
| Offset | ||
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Should be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa. | |
| Limit: min limit | 20000.00 | |
| Limit: max limit | 2500000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · owner occupied · interest only · LVR 0%–80% | 1 Nov 2026 | Current | 7.34% | 7.41% |
| Fixed · 2 years · owner occupied · interest only · LVR 0%–80% | 1 Nov 2026 | Current | 7.19% | 7.34% |
| Variable · owner occupied · interest only · LVR 0%–80% | 1 Nov 2026 | Current | 7.11% | 7.32% |
| Fixed · 5 years · owner occupied · interest only · LVR 0%–80% | 1 Nov 2026 | Current | 7.54% | 7.52% |
| Fixed · 1 year · owner occupied · interest only · LVR 0%–80% | 1 Nov 2026 | Current | 7.19% | 7.33% |
| Fixed · 3 years · owner occupied · interest only · LVR 0%–80% | 1 Nov 2026 | Current | 7.24% | 7.36% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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