Savings account rates › Bank of us
Go to - with offset
Bank of us
CDR officialNot listed in rate tables
A low cost, super value everyday banking account where the balance is offset 100% against a qualifying Bank of us home loan. And if you deposit more than $1000 into the account each month (think your
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/GoOffset- Content hash
sha256 8050dc3aa99ea23c4306f669f03f6ca001f29a805ef1f60d8573a77aead410ce- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8050dc3aa99ea23c_928cee89Show details
- Checked
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/GoOffset- Content hash
sha256 8050dc3aa99ea23c4306f669f03f6ca001f29a805ef1f60d8573a77aead410ce- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MONTHLY_ACCOUNT_FEE | Periodic | $6.00 |
| BANK@POST_WITHDRAWAL_FEE | Withdrawal | $5.00 |
| BPAY_ERROR_CORRECTION_PROCESSING_FEE | Event | $10.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE | Event | $12.00 |
| DUPLICATE_STATEMENT_FEE | Event | $5.00 |
| OVERDRAWN_ACCOUNT_FEE | Event | $20.00 |
| OVERDRAWN_ACCOUNT_DEBIT_INTEREST | Other | Set in your letter of offer |
| OVERSEAS_CARD_TRANSACTION_FEE | Transaction | 2.50% |
| OVERSEAS_DEBIT_CARD_REPLACEMENT_FEE | Event | $120.00 |
| SPECIAL_CLEARANCE_FEE_ON_CHEQUE_DEPOSITS | Deposit | $25.00 |
| STALE_CORPORATE_CHEQUE_FEE | Event | $30.00 |
| STOP_PAYMENT_FEE_ON_CORPORATE_CHEQUE | Event | $25.00 |
| VISA_CASH_WITHDRAWAL_FEE | Withdrawal | $5.00 |
| ALERT_FEE_(SMS) | Event | $0.25 |
| ASSISTED_PIN_ISSUE_FEE | Event | $10.00 |
| INTERIM_STATEMENT_FEE | Event | $2.00 |
| REAL_TIME_GROSS_SETTLEMENT_PAYMENT_FEE | Event | $25.00 |
| COUNTER_(CORPORATE)_CHEQUE_FEE | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | ||
| Digital wallet | Apple Pay, Google Pay | |
| Digital banking | ||
| Npp enabled | ||
| Npp payid | ||
| Eligibility: natural person | ||
| Eligibility: other | To be eligible for this product the customer must have a qualifying home loan with Bank of us | |
| Limit: opening balance | 1.00 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.