Our Residential-Rural Loan product is designed to help borrowers purchase rural properties. Designed for those looking to purchase or refinance non-metro rural properties, typically ranging up to 100 acres in size, for either personal or investment purposes. Whether you’re aspiring to own a rural dwelling or expand your property portfolio, our loan product provides the financial support you need.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.79% | 8.06% | Variable · unconstrained · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Rural%20Residential- Content hash
sha256 f80332864f91a60a63ae8f99cde9c920d81e05be62dad7206bb33e8ac4446983- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f80332864f91a60a_d3cced8eShow details
- Checked
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Rural%20Residential- Content hash
sha256 f80332864f91a60a63ae8f99cde9c920d81e05be62dad7206bb33e8ac4446983- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 0.75% |
| Monthly Account Fee | Periodic | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Additional repayments are available | |
| Guarantor | Guarantors with financial benefit acceptable | |
| Redraw | ||
| Bonus rewards | 50000 | Apply for a residential loan and earn 50,000 Qantas Points when you settle an Eligible Residential Loan of $100,000 or more – plus 15,000 bonus Qantas Points on each anniversary of your loan for the first five years. Terms and conditions apply. See link. |
| Digital banking | Access your loan account online to view and track your loan via the La Trobe Financial website. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Available to Australian residents only | |
| Eligibility: employment status | Available to customers who are PAYG and/or self-employed | |
| Limit: max limit | 2500000.00 | |
| Limit: max lvr | 0.75 | |
| Limit: min limit | 100000.00 | |
| Limit: other | ||
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · principal and interest | 1 Nov 2026 | Current | 7.79% | 8.06% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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