4 Year Fixed Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.89% | 8.07% | Fixed · 4 years · investment · unconstrained · LVR 95% or less | CDR | 1 Nov 2026 | |
| 6.69% | 7.73% | Fixed · 4 years · owner occupied · principal and interest · LVR 95% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/4YearFixedHomeLoan- Content hash
sha256 9ee1c975759985f7fd2c75513fffa0c377ab2304599ad16ada938b2c481b80aa- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9ee1c975759985f7_b55229f9Show details
- Checked
- 1 Nov 2026
- URL
https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/4YearFixedHomeLoan- Content hash
sha256 9ee1c975759985f7fd2c75513fffa0c377ab2304599ad16ada938b2c481b80aa- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_ESTABLISHMENT_FEE | Upfront | $700.00 |
| STANDARD_SETTLEMENT_FEE | Upfront | $195.00 |
| CONSTRUCTION_SETTLEMENT_FEE | Upfront | $295.00 |
| SPLIT_LOAN_FEE | Event | $25.00 |
| FIXED_INTEREST_RATE_CAP_FEE | Event | 0.15% |
| PAPER_REDRAW_FEE | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | No penalty for extra repayments up to $30,000.00 | |
| Other | No monthly fees | |
| Insurance | 20% off a new home insurance policy | |
| Other | We've got your valuation and mortgage legal fees covered up to the value of $700 | |
| Redraw | Free online redraw for P&I loans | |
| Other | Split Loan | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Permanent Australian residents or Australian citizens | Residing in Australia or overseas, where the security provided is in Australia |
| Limit: min limit | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · investment · unconstrained · LVR 95% or less | 1 Nov 2026 | Current | 6.89% | 8.07% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 95% or less | 1 Nov 2026 | Current | 6.69% | 7.73% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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