The fixed term deposit making a positive difference to more than just your bank balance.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.45% | Fixed · 18 months · $500–$1,000,000 | CDR | 1 Nov 2026 | |
| 3.45% | Fixed · 18 months · $500–$3,000,000 | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/148c18f6-fda4-4299-925d-6c6be990dcba- Content hash
sha256 e7835670206ab482c641f500f9f2b1a5216b1c68fe52e42dc19e4f06796fa7a6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e7835670206ab482_63b6a0c7Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/148c18f6-fda4-4299-925d-6c6be990dcba- Content hash
sha256 e7835670206ab482c641f500f9f2b1a5216b1c68fe52e42dc19e4f06796fa7a6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| SMS alert fee | Event | $0.25 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Company/business name searches | Event | $40.00 |
| Security token fee | Event | $50.00 |
| Certificates supplied by the bank | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Inwards Payment fee | Deposit | $0.00 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Term Deposit Early Withdrawal | Withdrawal | $0.00 |
| Duplicate statement fee | Event | $5.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking | |
| Other | Monthly income term deposit redemptions prior to the expiry of the agreed term will be approved with 31 days' notice. During the notice period, no interest will be earned on the portion of the term deposit being withdrawn and a Term Deposit early withdrawal admin fee may apply. | |
| Eligibility: business | Sole traders, Pty Ltd, public companies, partnerships or associations | |
| Eligibility: min age | 0 | Children aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory. |
| Eligibility: natural person | Natural Person or In trust for a Natural Person or Non-Individual entity | |
| Eligibility: residency status | Be an Australian citizen, permanent resident or have a valid visa; or entity be registered in Australia | AU |
| Limit: min balance | 500.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 18 months · $500–$1,000,000 | 1 Nov 2026 | Current | 3.45% |
| Fixed · 18 months · $500–$3,000,000 | 1 Nov 2026 | Current | 3.45% |
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