The Premier home loan is fuss-free with the flexibility of an offset account - a transaction account that’s linked to your home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.79% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/802- Content hash
sha256 1197f32dced8d9329c7fa2e6a719e3140f37f4ce0f896a04d5b101800b530f87- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1197f32dced8d932_5944a84aShow details
- Checked
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/802- Content hash
sha256 1197f32dced8d9329c7fa2e6a719e3140f37f4ce0f896a04d5b101800b530f87- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Solicitors and other parties actioning requests (may be payable) | Event | $0.00 |
| Security discharge administration fee | Event | $250.00 |
| Default notice (enforcement notice) | Event | $20.00 |
| Arrears reminder notice fee (per letter) | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Quick and easy online application. | |
| Other | No application fees. | |
| Other | No monthly fees. | |
| Other | No Annual fees. | |
| Other | Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community | Australia-based Contact Centre |
| Other | Speak with a home loan consultant today to discuss your options | Home Loan Consultants |
| Extra repayments | No fees for extra repayment. | |
| Offset | 100% mortgage offset account. | |
| Digital banking | Redraw facility available online | |
| Redraw | Free loan redraw | |
| Other | You must meet Defence Home Ownership Assistance Scheme eligibility criteria. | DHOAS home loan compatible. |
| Other | To access the Scheme, you need to meet borrower eligibility criteria. | Australian Government 5% Deposit Scheme |
| Eligibility: employment status | To be eligible, you must meet Defence Home Ownership Assistance Scheme conditions. | |
| Eligibility: natural person | Australian residents only. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Individuals must have capacity. | Lending criteria. |
| Eligibility: other | Maximum of 2 Borrowers | |
| Eligibility: other | Purchase/refinance owner occupied home improvements any worthwhile purpose - excluding construction | Purpose |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 6.79% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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