The Access Account gives you access to your money 24/7 so you can do your banking whenever it suits you. With no monthly account keeping fees, it’s a perfect account for all your everyday needs.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable | Pensioners | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/73be3d87-1bcb-408b-88d1-795fb816f9d9- Content hash
sha256 0ca425732dc0373aabce2adc70da1b6cc4961ccfe2748eff57be69a3fc00f419- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0ca425732dc0373a_69b5bf57Show details
- Checked
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/73be3d87-1bcb-408b-88d1-795fb816f9d9- Content hash
sha256 0ca425732dc0373aabce2adc70da1b6cc4961ccfe2748eff57be69a3fc00f419- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Bank@Post cheque dishonour fee | Event | Set in your letter of offer |
| EFTPOS dispute fee | Event | Set in your letter of offer |
| Overseas ATM withdrawals | Withdrawal | $4.50 |
| Declined transactions (insufficient funds) | Transaction | $0.80 |
| Copies of statements (up to 12 months) posted | Periodic | $1.00 |
| Inactive fee for accounts inactive 12 months or greater | Periodic | $2.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| BPAY transaction (self-serve) | Transaction | $0.60 |
| External transfer/BPAY (staff-assisted) | Transaction | $5.00 |
| Amendment/ cancellation of telegraphic transfer/swift transfers | Transaction | $35.00 |
| Foreign Cash | Event | 1.00% |
| Dormancy fee for accounts inactive greater than 24 months | Periodic | $2.00 |
| Foreign Cheque encashment (<AU$5000) | Event | $15.00 |
| Declined Visa dispute | Event | $30.00 |
| EFTPOS transactions (when pressing Savings) | Transaction | $0.70 |
| Direct Debit | Transaction | $0.50 |
| Copies of statements (over 12 months) at branch or posted | Event | $5.00 |
| Encashment of Foreign Cash | Event | $10.00 |
| Paper statement fee (per statement) | Periodic | $2.00 |
| Telegraphic transfers (online) | Transaction | $20.00 |
| Foreign Currency Conversion fee | Transaction | 3.00% |
| Foreign drafts | Transaction | $20.00 |
| Visa Debit card annual fee | Periodic | $30.00 |
| EFT trace/recall of funds | Transaction | $25.00 |
| Foreign Cheque encashment (>AU$5000) | Event | $50.00 |
| Direct debit dishonour - electronic | Transaction | $10.00 |
| Swift transfers | Transaction | $25.00 |
| Telegraphic transfers (foreign currency) | Transaction | $30.00 |
| Telegraphic transfers (AUD) | Transaction | $50.00 |
| Cash advance at other financial institution | Withdrawal | $4.50 |
| BPAY - periodical payment (each time processed) | Transaction | $0.60 |
| Card transaction voucher retrieval | Event | $35.00 |
| Audit Certificate Fee | Event | $50.00 |
| Archive retrieval fee | Event | Set in your letter of offer |
| External transfer (self-serve) | Transaction | $0.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Notifications | Members can set up a variety of notifications in Internet Banking | |
| Other | No monthly account keeping fees | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Bill payment | BPAY | |
| Card access | Visa Debit | |
| Additional cards | ||
| Digital wallet | Apple Pay, Google Pay, Samsung Pay. Garmin Pay, Fitbit Pay | |
| Eligibility: pension recipient | ||
| Eligibility: residency status | Individuals must be citizens, permanent residents or temporary residents of Australia. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.01% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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