CLASSIC HOME LOAN VARIABLE >80-90 LVR IO
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.94% | 6.40% | Variable · owner occupied · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/L21_CLASSIC_IO_80_90- Content hash
sha256 731931d9a4e35b662462b37326df85c91b5f7ca108aa0d04e6bb404c41bfe913- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_731931d9a4e35b66_ed06b034Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.cairnsbank.com.au/OpenBanking/cds-au/v1/banking/products/L21_CLASSIC_IO_80_90- Content hash
sha256 731931d9a4e35b662462b37326df85c91b5f7ca108aa0d04e6bb404c41bfe913- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_KEEPING_FEE | Periodic | $12.00 |
| ADDITIONAL_REDRAW_FEE | Event | $20.00 |
| ARREARS_FEE | Periodic | $25.00 |
| BANK_CHEQUE_FEE | Event | $12.00 |
| CORPORATE_CHEQUE | Event | $10.00 |
| DISCHARGE_PREPARATION_FEE | Event | $60.00 |
| DISCHARGE_SETTLEMENT_FEE | Event | $100.00 |
| ESTABLISHMENT_FEE-LOAN_ESTABLISHMENT_FEE | Upfront | $200.00 |
| LOAN_SWITCHING_FEE | Event | $200.00 |
| SUBSEQUENT_DEALING_FEE | Event | $200.00 |
| VARIATION_OF_LOAN_CONTRACT_FEE | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Minimum redraw is $1,000 | |
| Extra repayments | Maximum advance amount in redraw is capped at $50,000 | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Citizen | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max balance | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 6.94% | 6.40% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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