Savings account rates › UniBank
Everyday Direct account
UniBank
CDR officialNot listed in rate tables
Your everyday transaction account with VISA Debit access.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
| 0.00% | Variable · $0–$10,000 | | CDR | 1 Nov 2026 |
| 0.00% | Variable · $10,000–$20,000 | | CDR | 1 Nov 2026 |
| 0.00% | Variable · $20,000–$50,000 | | CDR | 1 Nov 2026 |
| 0.00% | Variable · $50,000 or more | | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/unibank/cds-au/v1/banking/products/c095041f-2d72-40c4-9cea-94183d0721bd- Content hash
sha256 c71ae8c6339ff645cecd7478bc9247c32463e0351ccfe30fe1bf8347e467e083- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c71ae8c6339ff645_f0e991c4Show details
- Checked
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/unibank/cds-au/v1/banking/products/c095041f-2d72-40c4-9cea-94183d0721bd- Content hash
sha256 c71ae8c6339ff645cecd7478bc9247c32463e0351ccfe30fe1bf8347e467e083- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|
| CASH_ADVANCES_FEE | Cash advance | $4.00 |
| INTERNATIONAL_CONVERSION_FEE | Transaction | 2.90% |
| BUSINESS_ACCOUNT_MONTHLY_ACCOUNT_KEEPING_FEE | Periodic | $5.00 |
| TELE_TRANSFER | Event | $13.00 |
| ATM_WITHDRAWALS_OVERSEAS | Transaction | $4.00 |
Features and eligibility
| Item | Value | Details |
|---|
| Card access | Visa Debit with payWave | |
| Additional cards | | |
| Unlimited txns | | |
| Overdraft | | You can apply to have an overdraft (RediCredit) linked to the Everyday Direct account. All applications for credit are subject to responsible lending criteria and fees and charges apply. For full details visit our website. |
| Digital wallet | Apple Pay | |
| Digital wallet | Google Pay | |
| Digital wallet | Samsung Pay | |
| Digital banking | | |
| Npp payid | | |
| Npp enabled | | |
| Bill payment | BPAY | |
| Notifications | Track payments with SMS and email alerts | |
| Other | | Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance. |
| Other | | Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply. |
| Eligibility: other | | You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank. |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. | |
Rate history
| Rate | From | To | Rate p.a. |
|---|
| Variable · $20,000–$50,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $10,000–$20,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $0–$10,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked |
How tags and ranking work
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