Home loan rates › ColCap Private
Construction Loan
ColCap Private
CDR officialNot listed in rate tables
Construction Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.colcap-pvt.cdr.colcap.com.au/cds-au/v1/banking/products/Construction%20Loan- Content hash
sha256 2d5c73d73c252a9fbd61f94541fa1af4368e7100cc1455a523695625ce4cc4dd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2d5c73d73c252a9f_0e310830Show details
- Checked
- 1 Nov 2026
- URL
https://public.colcap-pvt.cdr.colcap.com.au/cds-au/v1/banking/products/Construction%20Loan- Content hash
sha256 2d5c73d73c252a9fbd61f94541fa1af4368e7100cc1455a523695625ce4cc4dd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Risk Fee | Upfront | 0.00% |
| Loan Risk Fee | Upfront | 5.00% |
| Loan Establisment Fee | Upfront | 1.50% |
| Loan Settlement Fee | Upfront | $750.00 |
| Loan Facility Variation Fee | Upfront | $375.00 |
| Loan Account Variation Fee | Upfront | $300.00 |
| Discharge Administration Fee | Upfront | $1,500.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Progress Payment Inspection Fee | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Flexible Repayment Options | |
| Other | Multiple Split Loans | |
| Offset | Offset Facility | |
| Redraw | Manual Only | |
| Extra repayments | Unlimited extra repayments | |
| Digital banking | Internet banking allows you to manage your loan online without wallet | |
| Other | Cash out enables you to withdraw equity from your property when refinancing or increasing your loan. The released funds can be used for purposes such as renovations, investments, or other approved expenses, subject to lender criteria. | |
| Eligibility: other | Trustee of a Trust | |
| Eligibility: residency status | Permanent Resident of Australia with an Acceptable Visa (Expatriate Borrower) | |
| Eligibility: residency status | Australian Citizen and resides in Australia or New Zealand | |
| Eligibility: residency status | Australian Citizen and does not reside in Australia or New Zealand (Expatriate Borrower) | |
| Eligibility: residency status | Temporary Resident of Australia with an Acceptable Visa (Expatriate Borrower) | |
| Eligibility: residency status | New Zealand Citizen and resides in Australia or New Zealand | |
| Eligibility: residency status | New Zealand Citizen and does not reside in Australia or New Zealand (Expatriate Borrower) | |
| Eligibility: business | Company incorporated in Australia. | |
| Eligibility: min age | 18 | Partners of the company at least 18 years of age and above |
| Limit: max lvr | 0.80 | |
| Limit: max balance | 25000000.00 | |
| Limit: other | ||
| Limit: min balance | 250000.00 | |
| Limit: other |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
purpose:construction | Construction | Left out of the standard home loan table |
segment:business | Business customers | Listed with business products, not personal ones |
no-rates | Reason this product is not ranked | |
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