Home loan rates › Aussie Activate

Non-Conforming Home Loan - Near Prime Full Doc

Aussie Activate

CDR official

We understand that everyone’s real-life situation is different. We look at more than just your credit score, which is why we may be able to help when others can’t. Our home loan gives you the flexibility to manage your money how and when you want. You’ll get access to our online loan portal, the freedom to make additional repayments along with the option for eligible variable interest rate loans to add 100% interest offset sub-account(s) and VISA debit card+ access (monthly fees apply).

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
9.09%8.71%Fixed · 2 years · investment · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.09%8.71%Fixed · 2 years · investment · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.19%8.82%Fixed · 2 years · investment · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.19%8.82%Fixed · 2 years · investment · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.39%9.02%Fixed · 2 years · investment · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.99%9.63%Fixed · 2 years · investment · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.49%10.13%Fixed · 2 years · investment · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.59%10.23%Fixed · 2 years · investment · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.19%8.82%Fixed · 3 years · investment · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.19%8.82%Fixed · 3 years · investment · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.29%8.92%Fixed · 3 years · investment · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.29%8.92%Fixed · 3 years · investment · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.49%9.12%Fixed · 3 years · investment · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
10.09%9.74%Fixed · 3 years · investment · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.59%10.24%Fixed · 3 years · investment · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.69%10.34%Fixed · 3 years · investment · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.39%9.06%Fixed · 5 years · investment · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.39%9.06%Fixed · 5 years · investment · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.49%9.16%Fixed · 5 years · investment · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.49%9.16%Fixed · 5 years · investment · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.69%9.36%Fixed · 5 years · investment · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
10.29%9.97%Fixed · 5 years · investment · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.79%10.49%Fixed · 5 years · investment · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.89%10.59%Fixed · 5 years · investment · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.79%8.66%Fixed · 2 years · investment · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.79%8.66%Fixed · 2 years · investment · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.89%8.76%Fixed · 2 years · investment · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.89%8.76%Fixed · 2 years · investment · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.09%8.96%Fixed · 2 years · investment · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.69%9.57%Fixed · 2 years · investment · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.19%10.07%Fixed · 2 years · investment · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.29%10.17%Fixed · 2 years · investment · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.89%8.74%Fixed · 3 years · investment · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.89%8.74%Fixed · 3 years · investment · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.99%8.84%Fixed · 3 years · investment · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.99%8.84%Fixed · 3 years · investment · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.19%9.04%Fixed · 3 years · investment · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.79%9.65%Fixed · 3 years · investment · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.29%10.15%Fixed · 3 years · investment · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.39%10.25%Fixed · 3 years · investment · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.09%8.94%Fixed · 5 years · investment · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.09%8.94%Fixed · 5 years · investment · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.19%9.04%Fixed · 5 years · investment · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.19%9.04%Fixed · 5 years · investment · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.39%9.24%Fixed · 5 years · investment · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.99%9.85%Fixed · 5 years · investment · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.49%10.35%Fixed · 5 years · investment · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.59%10.45%Fixed · 5 years · investment · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.29%9.17%Fixed · 7 years · investment · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.29%9.17%Fixed · 7 years · investment · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.39%9.27%Fixed · 7 years · investment · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.39%9.27%Fixed · 7 years · investment · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.59%9.47%Fixed · 7 years · investment · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
10.19%10.08%Fixed · 7 years · investment · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.69%10.59%Fixed · 7 years · investment · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.79%10.69%Fixed · 7 years · investment · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.69%9.62%Fixed · 10 years · investment · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.69%9.62%Fixed · 10 years · investment · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.79%9.73%Fixed · 10 years · investment · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.79%9.73%Fixed · 10 years · investment · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.99%9.93%Fixed · 10 years · investment · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
10.59%10.54%Fixed · 10 years · investment · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
11.09%11.06%Fixed · 10 years · investment · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
11.19%11.16%Fixed · 10 years · investment · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.74%8.36%Fixed · 2 years · owner occupied · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.74%8.36%Fixed · 2 years · owner occupied · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.84%8.47%Fixed · 2 years · owner occupied · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.84%8.47%Fixed · 2 years · owner occupied · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.04%8.67%Fixed · 2 years · owner occupied · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.64%9.27%Fixed · 2 years · owner occupied · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.14%9.78%Fixed · 2 years · owner occupied · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.24%9.88%Fixed · 2 years · owner occupied · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.84%8.47%Fixed · 3 years · owner occupied · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.84%8.47%Fixed · 3 years · owner occupied · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.94%8.57%Fixed · 3 years · owner occupied · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.94%8.57%Fixed · 3 years · owner occupied · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.14%8.77%Fixed · 3 years · owner occupied · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.74%9.38%Fixed · 3 years · owner occupied · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.24%9.89%Fixed · 3 years · owner occupied · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.34%9.99%Fixed · 3 years · owner occupied · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.04%8.70%Fixed · 5 years · owner occupied · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.04%8.70%Fixed · 5 years · owner occupied · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.14%8.80%Fixed · 5 years · owner occupied · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.14%8.80%Fixed · 5 years · owner occupied · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.34%9.00%Fixed · 5 years · owner occupied · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.94%9.62%Fixed · 5 years · owner occupied · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.44%10.13%Fixed · 5 years · owner occupied · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.54%10.23%Fixed · 5 years · owner occupied · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.44%8.31%Fixed · 2 years · owner occupied · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.44%8.31%Fixed · 2 years · owner occupied · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.54%8.41%Fixed · 2 years · owner occupied · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.54%8.41%Fixed · 2 years · owner occupied · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
8.74%8.61%Fixed · 2 years · owner occupied · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.34%9.21%Fixed · 2 years · owner occupied · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
9.84%9.71%Fixed · 2 years · owner occupied · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
9.94%9.82%Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.54%8.38%Fixed · 3 years · owner occupied · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.54%8.38%Fixed · 3 years · owner occupied · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.64%8.49%Fixed · 3 years · owner occupied · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.64%8.49%Fixed · 3 years · owner occupied · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
8.84%8.69%Fixed · 3 years · owner occupied · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.44%9.29%Fixed · 3 years · owner occupied · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
9.94%9.80%Fixed · 3 years · owner occupied · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.04%9.89%Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.74%8.58%Fixed · 5 years · owner occupied · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.74%8.58%Fixed · 5 years · owner occupied · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.84%8.68%Fixed · 5 years · owner occupied · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.84%8.68%Fixed · 5 years · owner occupied · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.04%8.88%Fixed · 5 years · owner occupied · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.64%9.49%Fixed · 5 years · owner occupied · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.14%9.99%Fixed · 5 years · owner occupied · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.24%10.10%Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.94%8.81%Fixed · 7 years · owner occupied · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.94%8.81%Fixed · 7 years · owner occupied · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.04%8.91%Fixed · 7 years · owner occupied · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.04%8.91%Fixed · 7 years · owner occupied · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.24%9.12%Fixed · 7 years · owner occupied · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.84%9.72%Fixed · 7 years · owner occupied · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.34%10.23%Fixed · 7 years · owner occupied · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.44%10.34%Fixed · 7 years · owner occupied · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
9.34%9.27%Fixed · 10 years · owner occupied · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
9.34%9.27%Fixed · 10 years · owner occupied · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
9.44%9.37%Fixed · 10 years · owner occupied · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
9.44%9.37%Fixed · 10 years · owner occupied · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
9.64%9.58%Fixed · 10 years · owner occupied · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
10.24%10.19%Fixed · 10 years · owner occupied · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
10.74%10.70%Fixed · 10 years · owner occupied · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.84%10.80%Fixed · 10 years · owner occupied · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.59%8.68%Variable · investment · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.59%8.68%Variable · investment · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.69%8.77%Variable · investment · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.69%8.77%Variable · investment · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
8.89%8.97%Variable · investment · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.49%9.58%Variable · investment · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
9.99%10.09%Variable · investment · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
10.09%10.19%Variable · investment · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.29%8.55%Variable · investment · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.29%8.55%Variable · investment · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.39%8.65%Variable · investment · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.39%8.65%Variable · investment · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
8.59%8.85%Variable · investment · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.19%9.45%Variable · investment · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
9.69%9.95%Variable · investment · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
9.79%10.05%Variable · investment · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
8.24%8.32%Variable · owner occupied · interest only · LVR 55% or less
Specialist lending
CDR1 Nov 2026
8.24%8.32%Variable · owner occupied · interest only · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.34%8.42%Variable · owner occupied · interest only · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.34%8.42%Variable · owner occupied · interest only · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
8.54%8.63%Variable · owner occupied · interest only · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
9.14%9.23%Variable · owner occupied · interest only · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
9.64%9.73%Variable · owner occupied · interest only · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
9.74%9.83%Variable · owner occupied · interest only · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
7.94%8.20%Variable · owner occupied · principal and interest · LVR 55% or less
Specialist lending
CDR1 Nov 2026
7.94%8.20%Variable · owner occupied · principal and interest · LVR 55%–65%
Specialist lending
CDR1 Nov 2026
8.04%8.30%Variable · owner occupied · principal and interest · LVR 65%–70%
Specialist lending
CDR1 Nov 2026
8.04%8.30%Variable · owner occupied · principal and interest · LVR 70%–75%
Specialist lending
CDR1 Nov 2026
8.24%8.50%Variable · owner occupied · principal and interest · LVR 75%–80%
Specialist lending
CDR1 Nov 2026
8.84%9.10%Variable · owner occupied · principal and interest · LVR 80%–85%
Specialist lending
CDR1 Nov 2026
9.34%9.60%Variable · owner occupied · principal and interest · LVR 85%–90%
Specialist lending
CDR1 Nov 2026
9.44%9.70%Variable · owner occupied · principal and interest · LVR 90%–95%
Specialist lending
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://api.aus.openbanking.prod.peppermoney.com.au/cds-au/v1/banking/products/AUS02031
Content hash
sha256 213d7636626ff09665b8b7cdfd76a93b14977db46f78070eb32944339e5185b2
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_213d7636626ff096_0adb0a8fShow details
Checked
1 Nov 2026
URL
https://api.aus.openbanking.prod.peppermoney.com.au/cds-au/v1/banking/products/AUS02031
Content hash
sha256 213d7636626ff09665b8b7cdfd76a93b14977db46f78070eb32944339e5185b2
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Non-Conforming Establishment FeeUpfront$995.00
Legal FeeUpfront$330.00
Legal DisbursementsUpfrontSet in your letter of offer
Discharge FeeExit$500.00
Fixed Rate Lock FeeUpfront0.15%
Valuation FeeUpfrontSet in your letter of offer
Non-Conforming Admin FeePeriodic$15.00
Risk FeeUpfrontSet in your letter of offer

Features and eligibility

ItemValueDetails
Offset100% Interest Offset sub-account. Manage loan interest charged with an Offset sub-account. Not available during Fixed Rate term.
RedrawRedraw Facility (minimum redraw amounts apply). Make additional repayments and redraw at any time. Not available during Fixed Rate term.
Card accessVisa Debit Card (including payWave). Access additional advances with a Visa Debit Card.
Extra repaymentsAdditional repayments. Make extra repayments at any time, subject to terms and conditions.
OtherFlexible Loan Terms. 10-40 year loan terms are available (maximum 30 years for Interest Only).
Digital bankingProvides borrowers online access to view and manage loan accounts.
OtherRepayment option - choose between variable and interest only (max 5 years) repayments.
Eligibility: min age18Individual borrower must be 18 years + to enter into a contract.
Eligibility: residency statusOnly available to Australian Citizens or Permanent Residents.
Eligibility: otherAll applications are subject to credit assessment and eligibility criteria.
Eligibility: natural personSuitable for various borrower types including individuals.
Eligibility: businessSuitable for Sole Traders, Companies and other business borrowers.
Limit: min limit50000.00

Rate history

RateFromToRate p.a.Comparison
Fixed · 3 years · owner occupied · interest only · LVR 75%–80%1 Nov 2026Current9.14%8.77%
Variable · owner occupied · principal and interest · LVR 85%–90%1 Nov 2026Current9.34%9.60%
Variable · owner occupied · interest only · LVR 85%–90%1 Nov 2026Current9.64%9.73%
Variable · investment · interest only · LVR 70%–75%1 Nov 2026Current8.69%8.77%
Fixed · 10 years · investment · principal and interest · LVR 65%–70%1 Nov 2026Current9.79%9.73%
Fixed · 3 years · investment · interest only · LVR 75%–80%1 Nov 2026Current9.49%9.12%
Fixed · 3 years · owner occupied · principal and interest · LVR 55% or less1 Nov 2026Current8.54%8.38%
Fixed · 5 years · owner occupied · principal and interest · LVR 55% or less1 Nov 2026Current8.74%8.58%
Fixed · 5 years · investment · interest only · LVR 90%–95%1 Nov 2026Current10.89%10.59%
Fixed · 2 years · investment · interest only · LVR 85%–90%1 Nov 2026Current10.49%10.13%
Fixed · 3 years · investment · principal and interest · LVR 80%–85%1 Nov 2026Current9.79%9.65%
Fixed · 3 years · investment · principal and interest · LVR 75%–80%1 Nov 2026Current9.19%9.04%
Fixed · 2 years · owner occupied · principal and interest · LVR 55%–65%1 Nov 2026Current8.44%8.31%
Fixed · 3 years · owner occupied · interest only · LVR 55%–65%1 Nov 2026Current8.84%8.47%
Variable · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current8.04%8.30%
Fixed · 3 years · investment · principal and interest · LVR 55%–65%1 Nov 2026Current8.89%8.74%
Fixed · 5 years · owner occupied · principal and interest · LVR 75%–80%1 Nov 2026Current9.04%8.88%
Fixed · 2 years · owner occupied · principal and interest · LVR 80%–85%1 Nov 2026Current9.34%9.21%
Fixed · 2 years · investment · interest only · LVR 55% or less1 Nov 2026Current9.09%8.71%
Fixed · 5 years · owner occupied · interest only · LVR 65%–70%1 Nov 2026Current9.14%8.80%
Fixed · 2 years · owner occupied · principal and interest · LVR 55% or less1 Nov 2026Current8.44%8.31%
Fixed · 2 years · investment · interest only · LVR 75%–80%1 Nov 2026Current9.39%9.02%
Fixed · 5 years · investment · interest only · LVR 55% or less1 Nov 2026Current9.39%9.06%
Fixed · 2 years · investment · principal and interest · LVR 80%–85%1 Nov 2026Current9.69%9.57%
Fixed · 10 years · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current9.44%9.37%
Fixed · 5 years · owner occupied · principal and interest · LVR 85%–90%1 Nov 2026Current10.14%9.99%
Fixed · 7 years · owner occupied · principal and interest · LVR 80%–85%1 Nov 2026Current9.84%9.72%
Fixed · 2 years · investment · interest only · LVR 65%–70%1 Nov 2026Current9.19%8.82%
Fixed · 10 years · owner occupied · principal and interest · LVR 55%–65%1 Nov 2026Current9.34%9.27%
Fixed · 3 years · investment · principal and interest · LVR 85%–90%1 Nov 2026Current10.29%10.15%
Variable · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current8.04%8.30%
Fixed · 2 years · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current8.54%8.41%
Fixed · 3 years · owner occupied · interest only · LVR 80%–85%1 Nov 2026Current9.74%9.38%
Fixed · 7 years · investment · principal and interest · LVR 80%–85%1 Nov 2026Current10.19%10.08%
Fixed · 3 years · owner occupied · principal and interest · LVR 55%–65%1 Nov 2026Current8.54%8.38%
Fixed · 3 years · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current8.64%8.49%
Fixed · 5 years · investment · interest only · LVR 85%–90%1 Nov 2026Current10.79%10.49%
Fixed · 7 years · investment · principal and interest · LVR 75%–80%1 Nov 2026Current9.59%9.47%
Fixed · 5 years · investment · principal and interest · LVR 65%–70%1 Nov 2026Current9.19%9.04%
Fixed · 5 years · investment · principal and interest · LVR 70%–75%1 Nov 2026Current9.19%9.04%
Fixed · 5 years · investment · principal and interest · LVR 85%–90%1 Nov 2026Current10.49%10.35%
Variable · investment · principal and interest · LVR 85%–90%1 Nov 2026Current9.69%9.95%
Variable · investment · principal and interest · LVR 75%–80%1 Nov 2026Current8.59%8.85%
Fixed · 10 years · investment · principal and interest · LVR 85%–90%1 Nov 2026Current11.09%11.06%
Variable · owner occupied · interest only · LVR 55%–65%1 Nov 2026Current8.24%8.32%
Fixed · 2 years · owner occupied · interest only · LVR 90%–95%1 Nov 2026Current10.24%9.88%
Fixed · 7 years · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current9.04%8.91%
Variable · owner occupied · principal and interest · LVR 90%–95%1 Nov 2026Current9.44%9.70%
Fixed · 5 years · investment · interest only · LVR 65%–70%1 Nov 2026Current9.49%9.16%
Variable · owner occupied · principal and interest · LVR 80%–85%1 Nov 2026Current8.84%9.10%
Fixed · 7 years · investment · principal and interest · LVR 85%–90%1 Nov 2026Current10.69%10.59%
Fixed · 5 years · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current8.84%8.68%
Fixed · 2 years · investment · principal and interest · LVR 75%–80%1 Nov 2026Current9.09%8.96%
Fixed · 3 years · investment · principal and interest · LVR 90%–95%1 Nov 2026Current10.39%10.25%
Fixed · 2 years · investment · interest only · LVR 70%–75%1 Nov 2026Current9.19%8.82%
Fixed · 7 years · owner occupied · principal and interest · LVR 55%–65%1 Nov 2026Current8.94%8.81%
Fixed · 10 years · owner occupied · principal and interest · LVR 85%–90%1 Nov 2026Current10.74%10.70%
Fixed · 7 years · investment · principal and interest · LVR 90%–95%1 Nov 2026Current10.79%10.69%
Fixed · 3 years · owner occupied · interest only · LVR 90%–95%1 Nov 2026Current10.34%9.99%
Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95%1 Nov 2026Current9.94%9.82%
Fixed · 2 years · owner occupied · principal and interest · LVR 75%–80%1 Nov 2026Current8.74%8.61%
Fixed · 3 years · investment · interest only · LVR 80%–85%1 Nov 2026Current10.09%9.74%
Fixed · 2 years · owner occupied · principal and interest · LVR 85%–90%1 Nov 2026Current9.84%9.71%
Fixed · 7 years · owner occupied · principal and interest · LVR 75%–80%1 Nov 2026Current9.24%9.12%
Variable · owner occupied · principal and interest · LVR 55%–65%1 Nov 2026Current7.94%8.20%
Fixed · 5 years · investment · interest only · LVR 80%–85%1 Nov 2026Current10.29%9.97%
Fixed · 10 years · investment · principal and interest · LVR 70%–75%1 Nov 2026Current9.79%9.73%
Fixed · 3 years · owner occupied · principal and interest · LVR 75%–80%1 Nov 2026Current8.84%8.69%
Fixed · 5 years · owner occupied · principal and interest · LVR 80%–85%1 Nov 2026Current9.64%9.49%
Fixed · 10 years · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current9.44%9.37%
Fixed · 2 years · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current8.54%8.41%
Variable · owner occupied · interest only · LVR 80%–85%1 Nov 2026Current9.14%9.23%
Fixed · 5 years · owner occupied · interest only · LVR 90%–95%1 Nov 2026Current10.54%10.23%
Fixed · 7 years · investment · principal and interest · LVR 55% or less1 Nov 2026Current9.29%9.17%
Fixed · 5 years · owner occupied · interest only · LVR 75%–80%1 Nov 2026Current9.34%9.00%
Fixed · 7 years · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current9.04%8.91%
Fixed · 3 years · owner occupied · principal and interest · LVR 85%–90%1 Nov 2026Current9.94%9.80%
Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95%1 Nov 2026Current10.24%10.10%
Fixed · 2 years · owner occupied · interest only · LVR 70%–75%1 Nov 2026Current8.84%8.47%
Fixed · 5 years · owner occupied · interest only · LVR 80%–85%1 Nov 2026Current9.94%9.62%
Fixed · 5 years · owner occupied · interest only · LVR 70%–75%1 Nov 2026Current9.14%8.80%
Fixed · 2 years · owner occupied · interest only · LVR 80%–85%1 Nov 2026Current9.64%9.27%
Fixed · 3 years · owner occupied · interest only · LVR 55% or less1 Nov 2026Current8.84%8.47%
Variable · investment · principal and interest · LVR 55%–65%1 Nov 2026Current8.29%8.55%
Variable · owner occupied · interest only · LVR 65%–70%1 Nov 2026Current8.34%8.42%
Variable · investment · interest only · LVR 55%–65%1 Nov 2026Current8.59%8.68%
Variable · owner occupied · principal and interest · LVR 75%–80%1 Nov 2026Current8.24%8.50%
Fixed · 10 years · owner occupied · principal and interest · LVR 55% or less1 Nov 2026Current9.34%9.27%
Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95%1 Nov 2026Current10.04%9.89%
Variable · investment · interest only · LVR 65%–70%1 Nov 2026Current8.69%8.77%
Fixed · 7 years · owner occupied · principal and interest · LVR 85%–90%1 Nov 2026Current10.34%10.23%
Fixed · 3 years · investment · principal and interest · LVR 70%–75%1 Nov 2026Current8.99%8.84%
Fixed · 2 years · owner occupied · interest only · LVR 55%–65%1 Nov 2026Current8.74%8.36%
Variable · owner occupied · interest only · LVR 75%–80%1 Nov 2026Current8.54%8.63%
Variable · investment · interest only · LVR 90%–95%1 Nov 2026Current10.09%10.19%
Variable · investment · interest only · LVR 75%–80%1 Nov 2026Current8.89%8.97%
Variable · investment · interest only · LVR 80%–85%1 Nov 2026Current9.49%9.58%
Fixed · 5 years · owner occupied · interest only · LVR 55%–65%1 Nov 2026Current9.04%8.70%
Fixed · 5 years · investment · interest only · LVR 70%–75%1 Nov 2026Current9.49%9.16%
Fixed · 2 years · owner occupied · interest only · LVR 65%–70%1 Nov 2026Current8.84%8.47%
Variable · investment · principal and interest · LVR 80%–85%1 Nov 2026Current9.19%9.45%
Fixed · 3 years · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current8.64%8.49%
Fixed · 7 years · investment · principal and interest · LVR 65%–70%1 Nov 2026Current9.39%9.27%
Fixed · 3 years · investment · interest only · LVR 90%–95%1 Nov 2026Current10.69%10.34%
Fixed · 5 years · owner occupied · interest only · LVR 85%–90%1 Nov 2026Current10.44%10.13%
Fixed · 2 years · investment · principal and interest · LVR 90%–95%1 Nov 2026Current10.29%10.17%
Fixed · 10 years · owner occupied · principal and interest · LVR 90%–95%1 Nov 2026Current10.84%10.80%
Fixed · 5 years · investment · principal and interest · LVR 90%–95%1 Nov 2026Current10.59%10.45%
Variable · owner occupied · principal and interest · LVR 55% or less1 Nov 2026Current7.94%8.20%
Fixed · 3 years · owner occupied · principal and interest · LVR 80%–85%1 Nov 2026Current9.44%9.29%
Fixed · 5 years · investment · principal and interest · LVR 55% or less1 Nov 2026Current9.09%8.94%
Variable · owner occupied · interest only · LVR 55% or less1 Nov 2026Current8.24%8.32%
Fixed · 3 years · investment · principal and interest · LVR 55% or less1 Nov 2026Current8.89%8.74%
Fixed · 7 years · owner occupied · principal and interest · LVR 55% or less1 Nov 2026Current8.94%8.81%
Fixed · 2 years · investment · interest only · LVR 80%–85%1 Nov 2026Current9.99%9.63%
Fixed · 3 years · investment · interest only · LVR 70%–75%1 Nov 2026Current9.29%8.92%
Fixed · 2 years · owner occupied · interest only · LVR 55% or less1 Nov 2026Current8.74%8.36%
Fixed · 10 years · investment · principal and interest · LVR 55% or less1 Nov 2026Current9.69%9.62%
Variable · investment · principal and interest · LVR 70%–75%1 Nov 2026Current8.39%8.65%
Fixed · 5 years · investment · interest only · LVR 55%–65%1 Nov 2026Current9.39%9.06%
Variable · investment · principal and interest · LVR 55% or less1 Nov 2026Current8.29%8.55%
Fixed · 5 years · investment · principal and interest · LVR 75%–80%1 Nov 2026Current9.39%9.24%
Variable · owner occupied · interest only · LVR 70%–75%1 Nov 2026Current8.34%8.42%
Fixed · 2 years · investment · principal and interest · LVR 65%–70%1 Nov 2026Current8.89%8.76%
Variable · investment · interest only · LVR 85%–90%1 Nov 2026Current9.99%10.09%
Fixed · 10 years · investment · principal and interest · LVR 55%–65%1 Nov 2026Current9.69%9.62%
Fixed · 3 years · investment · interest only · LVR 55%–65%1 Nov 2026Current9.19%8.82%
Fixed · 7 years · owner occupied · principal and interest · LVR 90%–95%1 Nov 2026Current10.44%10.34%
Fixed · 3 years · owner occupied · interest only · LVR 70%–75%1 Nov 2026Current8.94%8.57%
Fixed · 7 years · investment · principal and interest · LVR 55%–65%1 Nov 2026Current9.29%9.17%
Fixed · 2 years · owner occupied · interest only · LVR 75%–80%1 Nov 2026Current9.04%8.67%
Fixed · 2 years · investment · principal and interest · LVR 70%–75%1 Nov 2026Current8.89%8.76%
Fixed · 2 years · investment · principal and interest · LVR 55% or less1 Nov 2026Current8.79%8.66%
Fixed · 2 years · investment · interest only · LVR 55%–65%1 Nov 2026Current9.09%8.71%
Variable · investment · principal and interest · LVR 65%–70%1 Nov 2026Current8.39%8.65%
Variable · investment · principal and interest · LVR 90%–95%1 Nov 2026Current9.79%10.05%
Fixed · 3 years · owner occupied · interest only · LVR 65%–70%1 Nov 2026Current8.94%8.57%
Fixed · 10 years · investment · principal and interest · LVR 80%–85%1 Nov 2026Current10.59%10.54%
Fixed · 5 years · investment · principal and interest · LVR 55%–65%1 Nov 2026Current9.09%8.94%
Fixed · 5 years · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current8.84%8.68%
Fixed · 3 years · investment · principal and interest · LVR 65%–70%1 Nov 2026Current8.99%8.84%
Fixed · 10 years · investment · principal and interest · LVR 75%–80%1 Nov 2026Current9.99%9.93%
Fixed · 5 years · owner occupied · interest only · LVR 55% or less1 Nov 2026Current9.04%8.70%
Fixed · 5 years · investment · interest only · LVR 75%–80%1 Nov 2026Current9.69%9.36%
Fixed · 7 years · investment · principal and interest · LVR 70%–75%1 Nov 2026Current9.39%9.27%
Fixed · 3 years · investment · interest only · LVR 55% or less1 Nov 2026Current9.19%8.82%
Variable · investment · interest only · LVR 55% or less1 Nov 2026Current8.59%8.68%
Fixed · 3 years · owner occupied · interest only · LVR 85%–90%1 Nov 2026Current10.24%9.89%
Variable · owner occupied · interest only · LVR 90%–95%1 Nov 2026Current9.74%9.83%
Fixed · 10 years · investment · principal and interest · LVR 90%–95%1 Nov 2026Current11.19%11.16%
Fixed · 2 years · investment · principal and interest · LVR 55%–65%1 Nov 2026Current8.79%8.66%
Fixed · 3 years · investment · interest only · LVR 65%–70%1 Nov 2026Current9.29%8.92%
Fixed · 3 years · investment · interest only · LVR 85%–90%1 Nov 2026Current10.59%10.24%
Fixed · 2 years · investment · interest only · LVR 90%–95%1 Nov 2026Current10.59%10.23%
Fixed · 2 years · investment · principal and interest · LVR 85%–90%1 Nov 2026Current10.19%10.07%
Fixed · 5 years · owner occupied · principal and interest · LVR 55%–65%1 Nov 2026Current8.74%8.58%
Fixed · 5 years · investment · principal and interest · LVR 80%–85%1 Nov 2026Current9.99%9.85%
Fixed · 10 years · owner occupied · principal and interest · LVR 75%–80%1 Nov 2026Current9.64%9.58%
Fixed · 2 years · owner occupied · interest only · LVR 85%–90%1 Nov 2026Current10.14%9.78%
Fixed · 10 years · owner occupied · principal and interest · LVR 80%–85%1 Nov 2026Current10.24%10.19%

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