Savings account rates › Police Bank
Mortgage Offset Account
Police Bank
CDR officialNot listed in rate tables
This savings account helps reduce the interest you pay on your mortgage. Funds are available at call. You can set up bill payments and use internet and phone banking on this account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/c7b52b14-0eef-490f-a6a7-07b3a4d3eea9- Content hash
sha256 47cae1dd3ccdb4e9edc3e331143a6fbdb7c46e028c5a2b40101712367785e7a7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_47cae1dd3ccdb4e9_f9051eb4Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/c7b52b14-0eef-490f-a6a7-07b3a4d3eea9- Content hash
sha256 47cae1dd3ccdb4e9edc3e331143a6fbdb7c46e028c5a2b40101712367785e7a7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Counter Cash withdrawal fee up to $24,999 | Transaction | $2.00 |
| Default Notice Fee | Event | $21.50 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| Counter Cash withdrawal $25,000 and over | Transaction | $50.00 |
| Document Retrieval Fee | Event | $0.00 |
| Additional Statement Fee | Event | $5.00 |
| Third Party Costs | Event | $0.00 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Dormant Accounts fee | Event | $10.00 |
| Overdrawn Savings Account Fee | Event | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Other | Direct Debits. A facility to make direct debit payments from your account | |
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Digital banking | Phone banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Npp enabled | NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Digital banking | Internet banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Other | Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Other | Direct Credits. Make regular credits like your pay into this account | |
| Bill payment | BPAY | BPAY - for your bill payments with access to the BPAY system* |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Npp payid | PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives members more visibility and control over their payments, and enables merchants and businesses to initiate real time payments from their customers’ bank accounts. | |
| Other | Periodical Payments. Can set up Periodical Payments | |
| Interest free | P55D | |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Digital wallet | Google Pay | Pay with your Police Bank Visa Debit Cards using Google Pay |
| Other | Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Npp enabled | Yes | |
| Card access | Credit Card | Can be used at over 29 million Visa outlets in over 250 countries around the world |
| Other | Direct Debits. Set up Direct Debits from this account | |
| Digital wallet | Samsung Pay | Pay with your Police Bank Visa Debit Cards using Samsung Pay |
| Digital banking | Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – the service is free. | |
| Digital wallet | Apple Pay | Pay with your Police Bank Visa Debit Cards using Apple Pay |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Other | ATM withdrawals. up to $1000 | |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Other | Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Police Bank can be sure the card isn't being used without your permission. | |
| Other | Confirmation Of Payee | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: residency status | Australian Citizen | |
| Eligibility: natural person | Individuals |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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