Savings account rates › Greater Bank

Business Optimiser

Greater Bank

CDR official

Business account designed for business customers who seek a transaction account that earns a variable rate of interest on the whole balance.

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.01%Variable · $0–$20,000
Business customers
CDR1 Nov 2026
1.00%Variable · $20,000–$200,000
Business customers
CDR1 Nov 2026
1.00%Variable · $200,000–$500,000
Business customers
CDR1 Nov 2026
1.00%Variable · $500,000 or more
Business customers
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://public.cdr.greater.com.au/cds-au/v1/banking/products/3030
Content hash
sha256 d1c28d6d0f3efc2c94d93a31e680002d1e761b14470ab33665c97a955a8de8fc
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d1c28d6d0f3efc2c_0dd10efeShow details
Checked
1 Nov 2026
URL
https://public.cdr.greater.com.au/cds-au/v1/banking/products/3030
Content hash
sha256 d1c28d6d0f3efc2c94d93a31e680002d1e761b14470ab33665c97a955a8de8fc
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Dormant account feePeriodic$15.00
Replacement card feeEvent$100.00
Over-the-counter BPAYWithdrawal$1.00
SMS alert feeTransaction$0.20
Cheque notify fee - SMSEvent$0.20
Bulk coin purchase fee - Existing branch stock Withdrawal2.00%
Foreign currency deposit feeDeposit$5.00
Dishonour cheque feeDishonour$15.00
Cheque drawnWithdrawal$0.80
Bank cheque feeWithdrawal$9.00
Replacement card feeEvent$7.00
Information feeEnquiry$20.00
Stop payment feeEvent$7.00
EFT transaction fee (Outward RTGS)Withdrawal$20.00
Deposit bagged coinDeposit1.00%
Cheque depositDeposit$0.25
Overseas ATMWithdrawal$5.00
EasyPay notification fee - SMSWithdrawal$0.20
Foreign currency conversion feePurchase3.00%
Cheque notify fee - Customer ServiceEvent$20.00
Cheque copy feeEvent$15.00
Over-the-counter withdrawalsWithdrawal$2.25
Cheque honour feeTransaction$5.00
Unclaimed monies feeEvent$30.00
Bulk coin purchase fee - External orderWithdrawal$8.00
Information fee - Per PageEnquiry$1.00
Direct debit dishonour feeDishonour$8.00
Payment service creation feeWithdrawal$2.50
Telegraphic transfer - Australian Currency (Outgoing International Payment)Withdrawal$50.00
Bank transfer fee (inward RTGS)Deposit$8.00
Deposit unbagged coinDeposit2.00%
Telegraphic transfer - Foreign Currency (Outgoing International Payment)Withdrawal$30.00
EasyPay notification fee - LetterWithdrawal$8.00

Features and eligibility

ItemValueDetails
Npp enabled
OtherTransaction Fee Rebate. $3 per $1000 Minimum Monthly Balance (maximum $10 per month).
NotificationsSMS or EmailReceive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)
Digital walletApple Pay
Digital banking
Npp payid
Card accessVisa Debit Card
Digital walletGoogle Pay
Fraud protection
Eligibility: residency statusAustralian Residents only
Eligibility: otherMust be identifiable in terms of legislative requirements
Eligibility: business
Limit: min balance1.00
Limit: opening balance1.00

Rate history

RateFromToRate p.a.
Variable · $200,000–$500,0001 Nov 2026Current1.00%
Variable · $500,000 or more1 Nov 2026Current1.00%
Variable · $20,000–$200,0001 Nov 2026Current1.00%
Variable · $0–$20,0001 Nov 2026Current0.01%

Tags

TagMeaningEffect
segment:businessBusiness customersListed with business products, not personal ones

How tags and ranking work

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