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Investor IO Fixed 4 Years

BankVic

CDR official

Home loans with more than just low rates but also the security of a fixed rate, providing you with the certainty of knowing your repayments won't change during the fixed rate period

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
7.10%6.79%Fixed · 4 years · investment · interest onlyCDR1 Nov 2026
Comparison rate not published. See the lender for this rate.Variable · investment · principal and interest
Not compared in rate tables
CDR1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Fixed_4Yr_Inv_IO_IC44
Content hash
sha256 b25ca81350414f2caaefdfe056b10ea08f626d122e71369840039f4ef3f88b5d
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b25ca81350414f2c_e7cbbb69Show details
Checked
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Fixed_4Yr_Inv_IO_IC44
Content hash
sha256 b25ca81350414f2caaefdfe056b10ea08f626d122e71369840039f4ef3f88b5d
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
MORTGAGE_ESTABLISHMENT_FEEUpfront$600.00
MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOANUpfront$300.00
SWITCHING_LOAN_PRODUCTSUpfront$200.00
PRODUCTION_OF_TITLE_FEEUpfront$330.00
TOP-UP_FEEUpfront$200.00
REPRESENTATION_FEEEvent$99.00
SECURITY_SUBSTITUTION_FEEEvent$400.00
DISCHARGE_FEEEvent$295.00
TITLE_SEARCH_FEEEvent$25.00
FINANCIAL_INSTITUTION_CHEQUETransaction$0.00
VALUATION_FEEUpfront$300.00
VALUATION_FEE_-_NON_STANDARDCash advance$0.00
EARLY_REPAYMENT_OR_BREAK_COSTSCash advanceSet in your letter of offer

Features and eligibility

ItemValueDetails
InsuranceNo-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
OtherMake your loan repayments weekly, fortnightly or monthly
Extra repaymentsMake additional repayments up to $10,000 per year
Eligibility: min age18
Eligibility: employment statusPAYG income and be outside any probationary periods of employment
Eligibility: residency statusAustralian citizen
Eligibility: otherMember of BankVic
Limit: min limit20000.00

Rate history

RateFromToRate p.a.Comparison
Fixed · 4 years · investment · interest only1 Nov 2026Current7.10%6.79%
Variable · investment · principal and interest1 Nov 2026CurrentComparison rate not published

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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