Savings account rates › Heartland
Access Account
Heartland
CDR officialNot listed in rate tables
Our Access account is your complete everyday transaction account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
| 0.00% | Variable | | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr.heartlandbank.com.au/cds-au/v1/banking/products/S01.1- Content hash
sha256 d4272e2fe3eddf55cd6d5c49a280229612ac47b6fe2f5b333db2bc69c973d6a5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d4272e2fe3eddf55_c9f7ee05Show details
- Checked
- 1 Nov 2026
- URL
https://api.cdr.heartlandbank.com.au/cds-au/v1/banking/products/S01.1- Content hash
sha256 d4272e2fe3eddf55cd6d5c49a280229612ac47b6fe2f5b333db2bc69c973d6a5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|
| Visa Debit card - replacement (express post) | Event | $22.50 |
| Audit certificate | Event | $35.00 |
| Special answer (cheque deposits) | Event | $15.00 |
| Voucher retrieval | Event | Set in your letter of offer |
| Overdrawn account | Event | $10.00 |
| Dishonour fee | Event | $10.00 |
| Stop cheque fee | Event | $15.00 |
| Electronic transfer - Branch assisted | Transaction | $10.00 |
| Periodical payment - Branch assisted | Payment | $5.00 |
| Statement reissue | Event | $5.00 |
| Emergency card replacement | Event | Set in your letter of offer |
| International transaction fees | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|
| Bill payment | BPAY | Make unlimited fee-free bill payments using BPAY via Internet Banking or from our app. |
| Digital banking | | Make fee-free Pay anyone or BPAY transactions via Internet Banking or from our app. |
| Additional cards | Unlimited | Receive additional fee-free Visa Debit cards to make purchases or cash-out transactions within Australia. |
| Digital wallet | The Visa Debit card can be added to Apple Pay. | |
| Card access | Visa Debit card | Receive a fee-free Visa Debit card to make purchases or cash-out transactions within Australia and worldwide. |
| Unlimited txns | | Make unlimited fee-free transactions using the Visa Debit card, or via Internet Banking or Mobile Banking. |
| Offset | | The Access Account can be linked in an offset arrangement with eligible home and investment loan held with us. |
| Eligibility: other | | To open an account, you must be an existing customer with a valid email address and an Australian mobile number. |
| Eligibility: residency status | To open an account, you must be solely a tax resident of Australia. | |
| Eligibility: min age | 14 | To open an account, you must be 14 years or older. |
Rate history
| Rate | From | To | Rate p.a. |
|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked |
How tags and ranking work
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