Our 55+ Account is a transaction account available to all members aged 55 and over. It offers you the ability to earn higher returns without having to lock funds away and has no monthly account keeping fees. Whether you’re working, receiving a pension or retired, that combination is hard to beat. You can request a free Visa Debit Card with payWave which you can load into Google Pay, Apple Pay, Samsung Pay and Garmin Pay. Now you can pay for purchases using your smart device, wherever mobile payment systems are offered. Get unbeatable security through measures such as the Visa Zero Liability policy (which protects against unauthorised transactions) and our own 24/7 fraud monitoring service. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking. Online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App. Internet banking will provide you with eStatements as well as the means to securely message each other, reducing paper and postage costs.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.10% | Variable · $0 or more | CDR | 1 Nov 2026 | |
| 2.05% | Variable · $50,000 or more | CDR | 1 Nov 2026 | |
| 2.40% | Variable · $250,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_112- Content hash
sha256 112ef85939ff4247f1f901a5005ef1fddcbb1111522144abc8c20cf0f893ad59- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_112ef85939ff4247_1903a5f9Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_SAV_112- Content hash
sha256 112ef85939ff4247f1f901a5005ef1fddcbb1111522144abc8c20cf0f893ad59- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Deposit Periodic | Periodic | $0.00 |
| Transaction | Transaction | $0.00 |
| Arrears | Event | $15.00 |
| Overdraft or overlimit fee | Event | $15.00 |
| Currency Conversion | Event | 3.00% |
| Direct Debit Dishonour | Event | $10.00 |
| Paper Statement | Periodic | $2.00 |
| Lost VISA Card | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa debit card | |
| Additional cards | Null | |
| Unlimited txns | ||
| Digital wallet | Apple Pay | |
| Digital wallet | Google Pay | |
| Digital wallet | Garmin Pay | |
| Digital wallet | Samsung Pay | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Bill payment | Bpay | |
| Notifications | SMS alerts available for specified events/transactions, at regular intervals of one-off. | |
| Other | Round-ups (origin account) | |
| Other | Round-ups (destination account) | |
| Other | Lock, block and control your card | |
| Other | Business Banking can be attached to the product | |
| Eligibility: min age | 55 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $250,000 or more | 1 Nov 2026 | Current | 2.40% |
| Variable · $0 or more | 1 Nov 2026 | Current | 1.10% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 2.05% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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