Savings account rates › Bank Australia
Bonus Saver
Bank Australia
CDR officialNot ranked in rate tables
A savings account which helps you reach your financial goals faster by rewarding you with bonus interest when you deposit at least $100 and make no withdrawals each month.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.35% 0.10% base + 5.25% bonus | Bonus · $0–$100,000 | Bonus rate, added to the base rate in months you meet the lender's conditions | CDR | 1 Nov 2026 |
| 5.00% 0.10% base + 4.90% bonus | Bonus · $100,000–$2,000,000 | Bonus rate, added to the base rate in months you meet the lender's conditions | CDR | 1 Nov 2026 |
| 3.00% 0.10% base + 2.90% bonus | Bonus · $2,000,000–$1,000,000,000 | Bonus rate, added to the base rate in months you meet the lender's conditions | CDR | 1 Nov 2026 |
| 0.50% | Introductory · $0–$100,000 | Introductory rate for a limited period, then the standard rate applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 0.10% | Variable · $0 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/49f8431a-85a3-4867-845f-dd620d13fd7b- Content hash
sha256 91f65a0af2f063ea970f828c247f3ed9e2a7a7cc8cd6fdaefd64844c6dcb33f7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_91f65a0af2f063ea_5fce66c4Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/49f8431a-85a3-4867-845f-dd620d13fd7b- Content hash
sha256 91f65a0af2f063ea970f828c247f3ed9e2a7a7cc8cd6fdaefd64844c6dcb33f7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| International transaction fee (ITF) | Transaction | 3.00% |
| Dishonour Fee | Dishonour | $0.00 |
| Staff assisted withdrawal fee | Event | $0.00 |
| Debit interest charge rate | Event | 12.39% |
| Certificates supplied by the bank | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Duplicate statement fee | Event | $5.00 |
| Security token fee | Event | $50.00 |
| SMS alert fee | Event | $0.25 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Inwards Payment fee | Deposit | $0.00 |
| Exceeding available funds fee | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | You can pay bills with the BPAY logo via Bank Australia App or Internet Banking. |
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Notifications | Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | Make a minimum deposit of $100 to the account and no withdrawals for the month to receive bonus variable rates. If these conditions aren't met, you will only be eligible to receive the base variable interest rate. | |
| Unlimited txns | There is no limit to the number of online or staff assisted transactions you can make. | |
| Eligibility: min age | 0 | Children aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory. |
| Eligibility: natural person | Natural Person or In trust for a Natural Person | |
| Eligibility: other | Personal, Joint and Trust | |
| Eligibility: residency status | AU | Must be an Australian citizen, permanent resident or have a valid Visa. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus · $2,000,000–$1,000,000,000 | 1 Nov 2026 | Current | 2.90% |
| Bonus · $100,000–$2,000,000 | 1 Nov 2026 | Current | 4.90% |
| Introductory · $0–$100,000 | 1 Nov 2026 | Current | 0.50% |
| Variable · $0 or more | 1 Nov 2026 | Current | 0.10% |
| Bonus · $0–$100,000 | 1 Nov 2026 | Current | 5.25% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-additive | Bonus adds to the base rate | Base and bonus shown separately |
bonus-conditions-free-text | Reason this product is not ranked | |
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