BusiAccess

Unity Bank

CDR officialNot listed in rate tables

A simple, low-cost business account to help you manage your everyday transactions that gives you easy access to your money 24 hours a day, 7 days a week.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since
0.00%	Variable		CDR	1 Nov 2026

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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.

Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S82_BUSIACCESS_SAVINGS_ACCOUNT
Content hash: sha256 b89c0d5c62689e82c3d9133ad99778c1e09ef02d52b9a34b898db70434ad9f09
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_b89c0d5c62689e82_a919f753Show details

Checked: 1 Nov 2026
URL: https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S82_BUSIACCESS_SAVINGS_ACCOUNT
Content hash: sha256 b89c0d5c62689e82c3d9133ad99778c1e09ef02d52b9a34b898db70434ad9f09
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
MONTHLY_ACCOUNT_FEE	Periodic	$5.00
EFTPOS_DECLINE_FEE	Transaction	$1.00
OUTWARD_RTGS_PAYMENT_FEE	Withdrawal	$30.00
INWARD_RTGS_AND_SWIFT_PAYMENT_FEE	Deposit	$10.00
PAPER_STATEMENT_FEE	Periodic	$2.00
DORMANCY_FEE	Periodic	$20.00
DIRECT_DEBIT_HONOUR_FEE	Payment	$15.00
DIRECT_DEBIT_DISHONOUR_FEE	Transaction	$17.00
EMERGENCY_CASH/CARD_VISA_DEBIT	Replacement	$0.00
TELEGRAPHIC_TRANSFER_-_SERVICE_CENTRE	Transaction	$30.00
TELEGRAPHIC_TRANSFER_-_ONLINE	Transaction	$20.00
TELEGRAPHIC_TRANSFER_-_AUSTRALIAN	Transaction	$50.00
ATM_INSUFFICIENT_FUNDS	Transaction	$1.00
QUICKDEBIT_DISHONOUR_FEE	Transaction	$20.00
VISA_CASH_ADVANCE_FEE	Transaction	$4.00
FOREIGN_CHEQUE_DEPOSIT_UP_TO_$25,000	Deposit	$20.00
FOREIGN_CHEQUE_DEPOSIT_OVER_$25,000	Deposit	$50.00

Features and eligibility

Item	Value	Details
Card access		Our Business Visa Debit Card offers quick, secure and convenient access to your money in person, online, overseas and over the phone. Enjoy the convenience of paying directly from your account, with all of the security you would expect from Visa.
Unlimited txns		Unlimited electronic transactions available on your account
Digital banking		Access using Online Banking or the App
Npp enabled		Enabled to send and receive Fast Payments
Other		Designed to put you in control of your banking features two-factor authentication, dual authorisation, batch payroll, compatibility with Accounting Packages and so much more
Other		Our referral relationship an EFTPOS solution that will streamline the processing of your EFTPOS transactions, fast deposits, speed up your service and reduce costs
Other		Backed by the Government Deposit Guarantee for deposits up to $250,000
Other		Securely lock your debit card in the Mobile App while you look for it and unlock it again when you find it
Other		Cards made from 82% recycled PVC
Other		Find the digital version of your card via the Mobile App before your physical card arrives in the mail.
Digital wallet	Apple Pay
Digital wallet	Google Pay
Digital wallet	Samsung Pay
Free txns	99999	Unlimited free electronic transactions available on your account
Npp payid		Get faster payments between participating banks, anytime with Pay ID
Digital banking		With PayTo, you can see, review and authorise all new PayTo payments for transactions such as recurring bills, memberships and subscriptions before the money leaves your account.
Digital banking		Access using Online Banking or the App
Fraud protection		A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.
Other		Make free deposits and withdrawals through a Bank@Post facility at Australia Post outlets.
Digital wallet	Apple Pay
Digital wallet	Google Pay
Digital wallet	Samsung Pay
Free txns	9999999999	Unlimited free electronic transactions available on your account
Npp payid		Get faster payments between participating banks, anytime with Pay ID
Digital banking		With PayTo, you can see, review and authorise all new PayTo payments for transactions such as recurring bills, memberships and subscriptions before the money leaves your account.
Fraud protection		A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.
Other		Make free deposits and withdrawals through a Bank@Post facility at Australia Post outlets.
Other		Backed by the Goverment Deposit Guarantee for deposits up to $250,000
Eligibility: business		An Australian business with valid ABN/ACN
Eligibility: residency status		Business must be registered in Australia
Eligibility: min age	18
Eligibility: other		You're an owner/director of the Business

Rate history

Rate	From	To	Rate p.a.
Variable	1 Nov 2026	Current	0.00%

Tag	Meaning	Effect
`quality:no-interest`	quality:no-interest
`out-of-scope`	Reason this product is not ranked

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