Allium Essentials 2yr Fixed
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.31% | Fixed · 2 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/235- Content hash
sha256 95847f5b74849a6465163d1e4fc8c47c5bd00570cb0f1c9c26d543344d55afd2- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_95847f5b74849a64_e85608b3Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/235- Content hash
sha256 95847f5b74849a6465163d1e4fc8c47c5bd00570cb0f1c9c26d543344d55afd2- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Valuation Fee | Upfront | $0.00 |
| Split Loan Account Fee | Upfront | $0.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Top Up Fee | Transaction | $0.00 |
| Rate Lock Fee | Upfront | $0.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $0.00 |
| Early Repayment Adjustment (ERA)(break costs) | Exit | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Other | Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans. | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 80.00 | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 6.31% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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