Savings account rates › First Option Bank
MORTGAGE OFFSET
First Option Bank
CDR officialNot listed in rate tables
MORTGAGE OFFSET
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/MORTGAGE_OFFSET- Content hash
sha256 3ba357e43d4d67373d659098782d0f0b3a0a77f9842b3fc4657185ed17c8ba83- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3ba357e43d4d6737_c2e32f54Show details
- Checked
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/MORTGAGE_OFFSET- Content hash
sha256 3ba357e43d4d67373d659098782d0f0b3a0a77f9842b3fc4657185ed17c8ba83- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BANK@POST_WDL | Transaction | $3.00 |
| CARDREPLACEMENT | Event | $7.50 |
| EFTPOS_FEE | Transaction | $0.50 |
| OVERSEAS_ATM_WDL | Transaction | $3.50 |
| PAPER_STAT_FEE | Periodic | $2.50 |
| STAFF_ASSIST_FEE | Transaction | $5.00 |
| VISACOPYTRANVOUCHER | Event | $30.00 |
| VISAEMERGCANCELDENIED | Event | $50.00 |
| VISAEMERGOVERSEAS | Event | $175.00 |
| VISAOVERSEASCONV | Transaction | 2.00% |
| CHARGEBACK_DISPUTE | Event | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Card | |
| Digital wallet | Google, Apple Pay, Samsung Pay | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Notifications | Email, SMS | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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