Term deposit rates › Alex.Bank

Term Deposit - Direct

Alex.Bank

CDR official

Alex gets you a competitive interest rate on your term deposit. Origination via invite only.

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
5.10%Fixed · 6 months · $5,000–$250,000CDR1 Nov 2026
4.75%Fixed · 9 months · $5,000–$250,000CDR1 Nov 2026
5.20%Fixed · 1 year · $5,000–$250,000CDR1 Nov 2026
5.30%Fixed · 1 year · $5,000–$250,000CDR1 Nov 2026
4.90%Fixed · 18 months · $5,000–$250,000CDR1 Nov 2026
5.00%Fixed · 18 months · $5,000–$250,000CDR1 Nov 2026
4.90%Fixed · 2 years · $5,000–$250,000CDR1 Nov 2026
5.00%Fixed · 2 years · $5,000–$250,000CDR1 Nov 2026
4.90%Fixed · 3 years · $5,000–$250,000CDR1 Nov 2026
5.00%Fixed · 3 years · $5,000–$250,000CDR1 Nov 2026
4.90%Fixed · 4 years · $5,000–$250,000CDR1 Nov 2026
5.00%Fixed · 4 years · $5,000–$250,000CDR1 Nov 2026
4.90%Fixed · 5 years · $5,000–$250,000CDR1 Nov 2026
5.00%Fixed · 5 years · $5,000–$250,000CDR1 Nov 2026
Report an error

Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.

Leave out names, emails and phone numbers.

Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://public.cdr.alex.com.au/cds-au/v1/banking/products/6c6f08e9-0d60-44c4-8fc9-79b146366ef9
Content hash
sha256 c9c42af49036ee9cf131ed5bcc6ab96c46a90e1dd0153eeb28fafc26437168e5
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c9c42af49036ee9c_69f82474Show details
Checked
1 Nov 2026
URL
https://public.cdr.alex.com.au/cds-au/v1/banking/products/6c6f08e9-0d60-44c4-8fc9-79b146366ef9
Content hash
sha256 c9c42af49036ee9cf131ed5bcc6ab96c46a90e1dd0153eeb28fafc26437168e5
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Account Keeping FeePeriodic$0.00

Features and eligibility

ItemValueDetails
OtherMaturity OptionsReinvest Principal and Interest, Reinvest Principal and Payout Interest, Payout Principal and Interest.
OtherInterest Payment OptionsAt Maturity, Annually, Monthly.
OtherGrace Period7 calendar days from the date of reinvestment.
OtherEarly Withdrawal31 calendar days' advance notice in writing unless financial hardship applies. An interest or principal adjustment may be applicable.
Eligibility: otherEligible CustomersIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund, Australian Registered Company
Eligibility: residency statusIndividuals must be an Australian Citizen or Permanent Resident.
Eligibility: min age18
Eligibility: otherChannelOrigination via accredited invite only.
Limit: min balance5000.00
Limit: max balance250000.00

Rate history

RateFromToRate p.a.
Fixed · 4 years · $5,000–$250,0001 Nov 2026Current4.90%
Fixed · 3 years · $5,000–$250,0001 Nov 2026Current5.00%
Fixed · 3 years · $5,000–$250,0001 Nov 2026Current4.90%
Fixed · 1 year · $5,000–$250,0001 Nov 2026Current5.30%
Fixed · 1 year · $5,000–$250,0001 Nov 2026Current5.20%
Fixed · 2 years · $5,000–$250,0001 Nov 2026Current5.00%
Fixed · 5 years · $5,000–$250,0001 Nov 2026Current4.90%
Fixed · 5 years · $5,000–$250,0001 Nov 2026Current5.00%
Fixed · 9 months · $5,000–$250,0001 Nov 2026Current4.75%
Fixed · 6 months · $5,000–$250,0001 Nov 2026Current5.10%
Fixed · 18 months · $5,000–$250,0001 Nov 2026Current5.00%
Fixed · 4 years · $5,000–$250,0001 Nov 2026Current5.00%
Fixed · 2 years · $5,000–$250,0001 Nov 2026Current4.90%
Fixed · 18 months · $5,000–$250,0001 Nov 2026Current4.90%

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.