Low Cost Home Loan Value Package
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.85% | Variable · investment · interest only · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.87% | Variable · investment · interest only · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 7.19% | 7.02% | Variable · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.54% | 6.72% | Variable · investment · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.77% | Variable · investment · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.94% | 7.12% | Variable · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.63% | 6.69% | Variable · owner occupied · interest only · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.68% | 6.71% | Variable · owner occupied · interest only · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.89% | 6.80% | Variable · owner occupied · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.38% | 6.56% | Variable · owner occupied · principal and interest · LVR 70% or less | CDR | 1 Nov 2026 | |
| 6.43% | 6.61% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.64% | 6.82% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/839c8344-d6dc-42c7-a068-8e7b0347ea35- Content hash
sha256 4dcf80f35b87465618df8f1b4f61ea670bbe3029ab8e62b5a482b88d420f2607- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4dcf80f35b874656_f0209be1Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/839c8344-d6dc-42c7-a068-8e7b0347ea35- Content hash
sha256 4dcf80f35b87465618df8f1b4f61ea670bbe3029ab8e62b5a482b88d420f2607- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee | Event | $0.00 |
| Account Keeping Fee | Periodic | $0.00 |
| Establishment Fee | Upfront | $0.00 |
| Annual Fee | Periodic | $199.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Offset Accounts | Free multiple offset accounts |
| Other | Repayment Holidays | Repayment holidays - when your repayments are in advance |
| Redraw | Redraw | Instant redraw available from within Online Banking |
| Extra repayments | Repayments | need the flexibility to make additional repayments |
| Other | Fee Waiver | Visa Platinum Credit Card Annual fee waiver ($199) |
| Other | Application Fee Waiver | Personal Loan & Overdraft application fee waiver ($150 each) |
| Other | Split loans available | |
| Eligibility: employment status | Full time, Part Time, Casual, Self Employed | |
| Eligibility: min age | 18 | 18 years and above |
| Eligibility: natural person | ||
| Eligibility: other | Minimum deposit 10% | |
| Eligibility: residency status | Customers who are Permanent Resident or Citizens may apply for the product | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0 | |
| Limit: max lvr | 0.9 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.64% | 6.82% |
| Variable · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.38% | 6.56% |
| Variable · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.59% | 6.77% |
| Variable · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 6.68% | 6.71% |
| Variable · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.19% | 7.02% |
| Variable · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 6.63% | 6.69% |
| Variable · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 6.79% | 6.85% |
| Variable · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.89% | 6.80% |
| Variable · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.54% | 6.72% |
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.43% | 6.61% |
| Variable · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.94% | 7.12% |
| Variable · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 6.84% | 6.87% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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