Classic Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.39% | 6.55% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.49% | 6.65% | Variable · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.94% | 7.10% | Variable · owner occupied · principal and interest · LVR Over 80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/37- Content hash
sha256 c9cd46df88fbaaafd960313346e17a7f39e02ae6feb060fb71c498ab8bd93e4f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c9cd46df88fbaaaf_1b42506cShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/37- Content hash
sha256 c9cd46df88fbaaafd960313346e17a7f39e02ae6feb060fb71c498ab8bd93e4f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $595.00 |
| Loan Administration Fee | Periodic | $8.00 |
| Loan Renegotiation Fee | Event | $150.00 |
| Loan Switching Fee | Event | $200.00 |
| Loan Estab Fee - Owner Builder | Upfront | $595.00 |
| Scheduling Fee - Owner Builder | Upfront | $550.00 |
| Progress Draw Fee-Construction | Upfront | $95.00 |
| CU Solicitor Mtg Discharge Fee | Transaction | $380.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
| Property Search Fee | Upfront | $30.00 |
| Manual Arrears Transfer Fee | Event | $5.00 |
| Arrears Reminder Fee | Event | $5.00 |
| Final Notice of Demand | Event | $40.00 |
| Real Time Transfer/NPP Fee | Upfront | $20.00 |
| Loan Redraw Fee | Transaction | $20.00 |
| Loan Redraw Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Extra repayments | There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position. | |
| Guarantor | ||
| Npp enabled | ||
| Offset | ||
| Redraw | ||
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Australia | |
| Limit: max lvr | 95.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.55% |
| Variable · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.65% |
| Variable · owner occupied · principal and interest · LVR Over 80% | 1 Nov 2026 | Current | 6.94% | 7.10% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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