An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account can be used to ‘offset’ the amount you owe on that loan, and you’ll only be charged interest on the difference.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.anz/cds-au/v1/banking/products/7ea773cd-1628-4536-bb7f-849bbb815672- Content hash
sha256 e3f0d298f8d4c457d4b3f80fc78dbeec78876919c235766605a8ae4545a621b3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e3f0d298f8d4c457_024cdaddShow details
- Checked
- 1 Nov 2026
- URL
https://api.anz/cds-au/v1/banking/products/7ea773cd-1628-4536-bb7f-849bbb815672- Content hash
sha256 e3f0d298f8d4c457d4b3f80fc78dbeec78876919c235766605a8ae4545a621b3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Service | Periodic | $10.00 |
| Overseas ATM Transaction Fee | Transaction | $5.00 |
| Overseas Transaction Fee | Transaction | 3.00% |
| Dishonour Fee | Dishonour | $6.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access using ANZ Internet Banking or ANZ App | |
| Bill payment | BPAY | |
| Unlimited txns | Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account. | |
| Offset | An offset account is a transaction account linked to an eligible home or investment loan. The money you have in this account could offset the amount you owe on that loan, and you'll only be charged the interest on the difference. | |
| Npp enabled | ||
| Fraud protection | ||
| Digital wallet | Apple Pay | |
| Card access | ANZ Visa Debit card | ANZ Visa Debit card Use it anywhere Visa is accepted. Equipped with accessibility features for vision-impaired customers. |
| Digital wallet | Google Pay | |
| Digital wallet | Samsung Pay | |
| Digital wallet | Fitbit Pay | |
| Digital wallet | Garmin Pay | |
| Eligibility: min age | 18 | You must be 18 years of age or older to apply |
| Eligibility: residency status | You must be an Australian resident with an Australian residential and mailing address. | |
| Eligibility: other | Applicant's primary income is in Australian Dollars |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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