Business Saver
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.60% | Variable · $0–$5,000 | Business customers | CDR | 1 Nov 2026 |
| 1.85% | Variable · $5,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/146- Content hash
sha256 b29a3d42729a728a10c40c4f6d0046189e2cd24ca01d9b92508fcf101416f516- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b29a3d42729a728a_cc6095eaShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/146- Content hash
sha256 b29a3d42729a728a10c40c4f6d0046189e2cd24ca01d9b92508fcf101416f516- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Telegraphic Transfer Fee | Transaction | $45.00 |
| International Transfer Fee | Transaction | $15.00 |
| Cash Handling Fee | Transaction | Set in your letter of offer |
| Cash Passport Fee | Event | $10.00 |
| Statement Retrieval Fee | Replacement | $2.50 |
| Manual Trace Fee | Transaction | $40.00 |
| Audit Certificate Fee | Event | $30.00 |
| RTGS From Another Bank | Transaction | $8.00 |
| External Auto Transfer Fee | Transaction | $3.00 |
| Manual External Transfer Fee | Transaction | $2.50 |
| RTGS To Another Bank | Transaction | $25.00 |
| Referral Fee | Event | $3.50 |
| Dishonour Fee | Dishonour | $6.00 |
| Auto Transfer Dishonour Fee | Dishonour | $6.00 |
| Overdrawn Account Management Fee | Event | $10.00 |
| Foreign Cheque Deposit <$25,000 Fee | Deposit | $10.00 |
| Foreign Cheque Deposit $25,000+ Fee | Deposit | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. | |
| Npp enabled | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. | |
| Npp payid | Use your phone or email address as your PayID to securely send payments to and from banks almost instantly. | |
| Other | Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 13 25 77 or visit your nearest branch for more information. | |
| Unlimited txns | Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information. | |
| Eligibility: business | Only business may apply for the account. | |
| Eligibility: other | You must be or become a P&N Bank member | |
| Eligibility: residency status | You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies. | |
| Limit: max balance | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 1.60% |
| Variable · $5,000 or more | 1 Nov 2026 | Current | 1.85% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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