Boost your savings and enjoy bonus interest for the first four months with our Hi Saver Account. It's your savings, supercharged.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.55% | Introductory · $0–$5,000,000 | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page Not compared in rate tables | CDR | 1 Nov 2026 |
| 0.05% | Variable · $0–$5,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.05% | Variable · $5,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/37- Content hash
sha256 49a9448bb7a5ff4eb63661b69e5e64123407676382c96e3654f25e6903c5a525- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_49a9448bb7a5ff4e_435ad705Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/37- Content hash
sha256 49a9448bb7a5ff4eb63661b69e5e64123407676382c96e3654f25e6903c5a525- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Telegraphic Transfer Fee | Transaction | $45.00 |
| International Transfer Fee | Transaction | $15.00 |
| Bank Cheque Fee | Event | $10.00 |
| Cash Handling Fee | Transaction | Set in your letter of offer |
| Cash Passport Fee | Event | $10.00 |
| Statement Retrieval Fee | Replacement | $2.50 |
| Manual Trace Fee | Transaction | $40.00 |
| Audit Certificate Fee | Event | $30.00 |
| RTGS From Another Bank | Transaction | $8.00 |
| Manual External Transfer Fee | Transaction | $2.50 |
| RTGS To Another Bank | Transaction | $25.00 |
| Referral Fee | Event | $3.50 |
| Dishonour Fee | Dishonour | $6.00 |
| Auto Transfer Dishonour Fee | Dishonour | $6.00 |
| Overdrawn Account Management Fee | Event | $10.00 |
| Foreign Cheque Deposit <$25,000 Fee | Deposit | $10.00 |
| Foreign Cheque Deposit $25,000+ Fee | Deposit | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. | |
| Npp enabled | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. | |
| Npp payid | Use your phone or email address as your PayID to securely send payments to and from banks almost instantly. | |
| Other | Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 13 25 77 or visit your nearest branch for more information. | |
| Unlimited txns | Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information. | |
| Eligibility: min age | 12 | |
| Eligibility: other | A member may hold a maximum of one Hi Saver account as a single account owner and one Hi Saver account as a joint account owner. You may apply to open a Hi Saver account 12 months from the date of closing any previously owned Hi Saver account as a single or joint account holder. | |
| Eligibility: other | You must be or become a P&N Bank member | |
| Eligibility: residency status | You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies. | |
| Limit: max balance | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Introductory · $0–$5,000,000 | 1 Nov 2026 | Current | 5.55% |
| Variable · $5,000 or more | 1 Nov 2026 | Current | 0.05% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.05% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.