Westpac eSaver makes saving a breeze. You'll get an introductory interest rate and online access to your money whenever you need it.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.45% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 0.55% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 3.80% | Introductory | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 1.25% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/SavESaver- Content hash
sha256 f9ad8c8d7984a9c5cfa4643f209e99dedee42e60fceb1709044a241ec3fcb5c5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f9ad8c8d7984a9c5_0a7312d3Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/SavESaver- Content hash
sha256 f9ad8c8d7984a9c5cfa4643f209e99dedee42e60fceb1709044a241ec3fcb5c5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Online Banking (including Mobile Banking) | Withdrawal | $0.00 |
| Telephone Banking withdrawal (self service) | Withdrawal | $0.00 |
| Telephone Banking withdrawal (staff assisted) | Withdrawal | $0.00 |
| Branch staff assisted withdrawal | Withdrawal | $0.00 |
| Overdrawn Fee | Event | $15.00 |
| Direct Debit | Payment | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Cashback offer | 50.00 | You could earn $50 cashback if you open a new Westpac Choice everyday account and an eligible savings account by 31st March 2027, here's how you could get $50: Spend at least $50 on your debit card within 15 days of opening on eligible purchases. You must not have held any Westpac transaction account or savings account in the last 2 years. Accounts must be in your name only (no joint accounts). Must be 18+ years or older. T&Cs apply. |
| Unlimited txns | Unlimited access- Simply link your eSaver account to a Westpac everyday account | |
| Other | The Westpac eSaver account comes with a Westpac Choice everyday account so you can easily transfer money in and out. We'll only open a Choice account if you don't already have one. | |
| Digital banking | Online, Mobile and telephone banking is available | |
| Other | Statements: 6 monthly, or more frequently on request. | |
| Other | Introductory rate - Fixed rate for the first 5 months for new eSaver customers. | |
| Other | $0 monthly fee - No eSaver Account-Keeping Fees (other fees may apply) | |
| Other | Unlimited access - Simply link your eSaver account to a Westpac everyday account. | |
| Other | Online account - With no minimum deposit or monthly balance requirements. | |
| Fraud protection | The product includes FRAUD_PROTECTION features. | |
| Fraud protection | Secure your account with SafeBlock - Find out how SafeBlock can help keep you safe when you need it most by locking your cards and account. Explore more security features: Digital Card with Dynamic CVC, Westpac ProtectTM Security Code, Westpac Safecall, Westpac Verify | |
| Relationship management | RELATIONSHIP_MANAGEMENT is available for eligible customers. | |
| Eligibility: min age | 14 | |
| Eligibility: other | Be registered for Online and Telephone Banking. | |
| Eligibility: other | To open a Westpac eSaver account, you must hold a Westpac everyday account. Fees and charges apply on a Westpac everyday account. | |
| Eligibility: residency status | Those with an Australian residential address and who are currently in Australia. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 1.25% |
| Bonus | 1 Nov 2026 | Current | 0.55% |
| Introductory | 1 Nov 2026 | Current | 3.80% |
| Bonus | 1 Nov 2026 | Current | 0.45% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
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