Premium Package
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.24% | 6.52% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.24% | 6.52% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.29% | 6.57% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.29% | 6.57% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.54% | 6.82% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.63% | 6.91% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.79% | 7.07% | Variable · owner occupied · principal and interest | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/125- Content hash
sha256 28d899a741158359598bfbcc9385acb1f5b447cebe1f5942fbeae54108a70abc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_28d899a741158359_1df61262Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/125- Content hash
sha256 28d899a741158359598bfbcc9385acb1f5b447cebe1f5942fbeae54108a70abc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Package Fee | Periodic | $299.00 |
| Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee | Upfront | $0.00 |
| Legal Fee | Upfront | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Additional Valuation Fee | Event | $0.00 |
| Split Loan Account Fee | Upfront | $0.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Top Up Fee | Transaction | $0.00 |
| Rate Lock Fee | Upfront | $0.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $0.00 |
| Early Repayment Adjustment (ERA)(break costs) | Exit | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Complementary product discounts | Earn an extra 0.10%p.a. on your Term Deposit accounts | Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you |
| Complementary product discounts | 10% discount off CGU General Insurance premiums | Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums |
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Offset | An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan | |
| Other | Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 95.00 | |
| Limit: min limit | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.24% | 6.52% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.29% | 6.57% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.63% | 6.91% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.29% | 6.57% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.54% | 6.82% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 7.07% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.24% | 6.52% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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