More than just a home loan, the package allows you to manage your finances in one place with the help of a dedicated financial specialist. It combines a home loan with a credit card and an everyday bank account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 10.90% | 11.36% | Variable · investment · interest only · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
| 10.52% | 10.98% | Variable · investment · principal and interest · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
| 10.41% | 10.87% | Variable · owner occupied · interest only · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
| 9.87% | 10.33% | Variable · owner occupied · principal and interest · LVR 90% or less | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/8b906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 6e6ed573ffbd9a1486b3cdaadaf11ca11d70b66aec3eb8a1098b68b6dee00402- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6e6ed573ffbd9a14_7e83374dShow details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/8b906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 6e6ed573ffbd9a1486b3cdaadaf11ca11d70b66aec3eb8a1098b68b6dee00402- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Fee | Periodic | $495.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Choose between a variable or a fixed rate home loan | |
| Other | Up to 5 loans in the one package, to easily manage your finances in one location | |
| Other | Everyday banking with the One Account, featuring a favourable interest rate on credit balances in your account, and an optional overdraft should you need it | |
| Other | Borrow up to 90% LVR with no LMI | |
| Other | Individuals, Companies and Trusts | |
| Other | A Platinum credit card that comes with premium rewards and benefits | |
| Other | Optional offset transaction account with the variable rate home loan to reduce interest payments | |
| Eligibility: min age | 18 | |
| Eligibility: other | Product is offered to medical, dental ,veterinary & accounting professionals only | |
| Eligibility: residency status | Resident or Citizen | |
| Limit: min lvr | 0.0000000000 | |
| Limit: max lvr | 0.9000000000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 10.41% | 10.87% |
| Variable · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 9.87% | 10.33% |
| Variable · investment · interest only · LVR 90% or less | 1 Nov 2026 | Current | 10.90% | 11.36% |
| Variable · investment · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 10.52% | 10.98% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.