The Judo Home Loan offers the choice of variable or fixed interest rate and tailored repayment options, with a choice of principal and interest or interest only. Only available to business lending customers.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.54% | 8.99% | Fixed · 1 year · investment · interest only | CDR | 1 Nov 2026 | |
| 9.44% | 9.03% | Fixed · 2 years · investment · interest only | CDR | 1 Nov 2026 | |
| 9.32% | 9.04% | Fixed · 3 years · investment · interest only | CDR | 1 Nov 2026 | |
| 9.48% | 9.14% | Fixed · 4 years · investment · interest only | CDR | 1 Nov 2026 | |
| 9.49% | 9.18% | Fixed · 5 years · investment · interest only | CDR | 1 Nov 2026 | |
| 9.54% | 8.99% | Fixed · 1 year · investment · principal and interest | CDR | 1 Nov 2026 | |
| 9.44% | 9.03% | Fixed · 2 years · investment · principal and interest | CDR | 1 Nov 2026 | |
| 9.32% | 9.04% | Fixed · 3 years · investment · principal and interest | CDR | 1 Nov 2026 | |
| 9.48% | 9.14% | Fixed · 4 years · investment · principal and interest | CDR | 1 Nov 2026 | |
| 9.49% | 9.18% | Fixed · 5 years · investment · principal and interest | CDR | 1 Nov 2026 | |
| 9.54% | 8.99% | Fixed · 1 year · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 9.44% | 9.03% | Fixed · 2 years · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 9.32% | 9.04% | Fixed · 3 years · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 9.48% | 9.14% | Fixed · 4 years · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 9.49% | 9.18% | Fixed · 5 years · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 9.54% | 8.99% | Fixed · 1 year · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 9.44% | 9.03% | Fixed · 2 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 9.32% | 9.04% | Fixed · 3 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 9.48% | 9.14% | Fixed · 4 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 9.49% | 9.18% | Fixed · 5 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 8.90% | 8.92% | Variable · investment · interest only | CDR | 1 Nov 2026 | |
| 8.90% | 8.92% | Variable · investment · principal and interest | CDR | 1 Nov 2026 | |
| 8.90% | 8.92% | Variable · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 8.90% | 8.92% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.open.judo.bank/cds-au/v1/banking/products/63e5a9e5-f73c-434a-9221-f6f1574e45dd- Content hash
sha256 3e37985d52d18fa132deaf48041b5acfb09004bb48202c438c8242ab674e331b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3e37985d52d18fa1_c148c1bfShow details
- Checked
- 1 Nov 2026
- URL
https://public.open.judo.bank/cds-au/v1/banking/products/63e5a9e5-f73c-434a-9221-f6f1574e45dd- Content hash
sha256 3e37985d52d18fa132deaf48041b5acfb09004bb48202c438c8242ab674e331b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $900.00 |
| Other Fees | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Choice of Variable and Fixed interest Rate. | |
| Other | Fixed Rate period available for added certainty. | |
| Other | Flexible repayment options. | |
| Other | Principal and interest, or interest-only repayments. Weekly fortnightly, monthly or quarterly repayment options available on principal and interest loans, to match your cashflow. | |
| Other | Facility term can be matched to your needs. | |
| Redraw | Available for variable rate facilities | |
| Extra repayments | Unlimited additional repayments are accepted into this product for variable rate facilities, or up to $20,000 of additional repayments per year for Fixed Rate facilities. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Only available to Judo Business Lending customers with Judo Business lending products. | |
| Limit: max limit | 20000000.00 | |
| Limit: min limit | 250000.00 | |
| Limit: max lvr | 1.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 8.90% | 8.92% |
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.49% | 9.18% |
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | 9.32% | 9.04% |
| Fixed · 1 year · owner occupied · interest only | 1 Nov 2026 | Current | 9.54% | 8.99% |
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.44% | 9.03% |
| Fixed · 4 years · investment · principal and interest | 1 Nov 2026 | Current | 9.48% | 9.14% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.32% | 9.04% |
| Fixed · 4 years · investment · interest only | 1 Nov 2026 | Current | 9.48% | 9.14% |
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | 9.54% | 8.99% |
| Fixed · 5 years · owner occupied · interest only | 1 Nov 2026 | Current | 9.49% | 9.18% |
| Fixed · 3 years · investment · interest only | 1 Nov 2026 | Current | 9.32% | 9.04% |
| Fixed · 3 years · owner occupied · interest only | 1 Nov 2026 | Current | 9.32% | 9.04% |
| Fixed · 5 years · investment · interest only | 1 Nov 2026 | Current | 9.49% | 9.18% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 8.90% | 8.92% |
| Fixed · 2 years · owner occupied · interest only | 1 Nov 2026 | Current | 9.44% | 9.03% |
| Fixed · 4 years · owner occupied · interest only | 1 Nov 2026 | Current | 9.48% | 9.14% |
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.48% | 9.14% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 8.90% | 8.92% |
| Fixed · 2 years · investment · principal and interest | 1 Nov 2026 | Current | 9.44% | 9.03% |
| Fixed · 5 years · investment · principal and interest | 1 Nov 2026 | Current | 9.49% | 9.18% |
| Fixed · 1 year · investment · interest only | 1 Nov 2026 | Current | 9.54% | 8.99% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.54% | 8.99% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 8.90% | 8.92% |
| Fixed · 2 years · investment · interest only | 1 Nov 2026 | Current | 9.44% | 9.03% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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