a 12 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest is paid monthly into a gmcu account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.25% | Fixed · 1 year · $3,000–$4,999 | CDR | 1 Nov 2026 | |
| 5.05% | Fixed · 1 year · $4,999–$1,000,000 | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Monthly_Income_Term_Deposit-_12_months- Content hash
sha256 688ac5f01c60ae3f5d9f06e56ce411c660b88fcc363b3e055afbd6566fda88f7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_688ac5f01c60ae3f_66f0e56eShow details
- Checked
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Monthly_Income_Term_Deposit-_12_months- Content hash
sha256 688ac5f01c60ae3f5d9f06e56ce411c660b88fcc363b3e055afbd6566fda88f7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| EARLY_WITHDRAWAL_INT_ADJ | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return. | |
| Digital banking | Enquiry access only. | |
| Other | We offer terms of 6 months, 12 months or 24 months. | |
| Eligibility: natural person | ||
| Eligibility: other | You must become a member. Visit our website for more details. | |
| Limit: opening balance | 3000.00 | |
| Limit: min balance | 3000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 1 year · $3,000–$4,999 | 1 Nov 2026 | Current | 0.25% |
| Fixed · 1 year · $4,999–$1,000,000 | 1 Nov 2026 | Current | 5.05% |
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